815 E 3rd St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 815 E 3rd St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,633 sqft · built 1907
Lot Size	0.176 acres (7,700 sqft)
Owner	Individual Name on Record
Tax Bill	$1,605 (2024)
Deeds & Mortgages	Apr 2019 Mortgage Dec 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-178-015.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-178-015.000-023`
Alternative APN	`01610291181`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,633 sqft Living Area
Basement Area	754 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1907
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	7,700 sqft (0.176 acres)
Lot Dimensions	154 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01610291181
Street Address	815 E 3RD ST
City	MISHAWAKA
State	IN
Zip	46544-2236
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 RDS W SIDE LOT 8 & 16.5' E SIDE LOT 9 PARKES SUB.
Legal Subdivision	PARKES SUB
Legal Lot Number	8,9
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3028
Census Tract	10300

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	815 E 3RD ST, MISHAWAKA, IN 46544-2236
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage NOTRE DAME FCU
Dec 9, 2025	Deed of Trust, Mortgage · Line of Credit NOTRE DAME FCU
Oct 29, 2014	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 29, 2014
Transfer Doc	1427062
Record Updated	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	815 E 3RD ST, MISHAWAKA, IN 46544-2236
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001909030
Date	Apr 29, 2019
Instrument	1909030

Lender

Name	NOTRE DAME FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	264 Months
Due	Nov 15, 2040

Interest

Rate Type	Fixed Rate

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	815 E 3RD ST, MISHAWAKA, IN 46544-2236
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002531253
Date	Dec 9, 2025
Instrument	2531253

Lender

Name	NOTRE DAME FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2055

Interest

Rate Type	Adjustable Rate

October 2014: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Oct 29, 2014
Property Address	815 E 3RD ST, MISHAWAKA, IN 46544-2236
Document Number	0001427062
Instrument Date	Oct 9, 2014
Instrument	1427062
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$122,100 (-6%) Land $28,000 Building $94,100	$122,100 (-6%) Land $28,000 Building $94,100
2024	$1,605.00 (+9.26%)
2023	$1,469.00 (-18.61%)	$129,900 (+43.38%) Land $28,100 Building $101,800	$129,900 (+43.38%) Land $28,100 Building $101,800
2022	$1,805.00	$90,600 Land $28,100 Building $62,500	$90,600 Land $28,100 Building $62,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Fourway.

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