822 E 3rd St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 822 E 3rd St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,877 sqft · built 1902
Lot Size	0.151 acres (6,600 sqft)
Owner	Individual Name on Record
Tax Bill	$1,872 (2024)
Deeds & Mortgages	Oct 2017 Mortgage Jul 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-177-036.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-177-036.000-023`
Alternative APN	`01610291169`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,877 sqft Living Area
Gross Area	1,896 sqft
Basement Area	854 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1958
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	6,600 sqft (0.151 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01610291169
Street Address	822 E 3RD ST
City	MISHAWAKA
State	IN
Zip	46544-2237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 RDS E SIDE LOT 5 & 1 RD W SIDE LOT 6 PARKS SUB
Legal Subdivision	PARKS SUB
Legal Lot Number	5,1,6 1
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3021
Census Tract	10300

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	822 E 3RD ST, MISHAWAKA, IN 46544-2237
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage OCEANSIDE MORTGAGE CO
Jul 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage OCEANSIDE MORTGAGE CO
Jan 5, 2017	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE CO INC
Nov 6, 2015	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Dec 23, 2014	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2017
Deed Sale	Jan 5, 2017
Prior Sale	Nov 6, 2015
Deed Document Number	1700392
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	822 E 3RD ST, MISHAWAKA, IN 46544-2237
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001726979
Date	Oct 3, 2017
Instrument	1726979

Lender

Name	OCEANSIDE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	822 E 3RD ST, MISHAWAKA, IN 46544-2237
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002018317
Date	Jul 6, 2020
Instrument	2018317

Lender

Name	OCEANSIDE MORTGAGE CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jan 5, 2017
Property Address	822 E 3RD ST, MISHAWAKA, IN 46544-2237
Document Number	0001700392
Map Reference	PB11 PG10
Instrument Date	Dec 30, 2016
Instrument	1700392
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	822 E 3RD ST, MISHAWAKA, IN 46544-2237

Mortgage

Document Number	0001700393
Date	Jan 5, 2017
Instrument	1700393

Lender

Name	RUOFF MORTGAGE CO INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Nov 6, 2015
Property Address	822 E 3RD ST, MISHAWAKA, IN 46544-2237
Document Number	0001529918
Map Reference	PB 11 PG 10
Instrument Date	Oct 2, 2015
Instrument	1529918
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	822 E 3RD ST, MISHAWAKA, IN 46544-2237

December 2014: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Dec 23, 2014
Property Address	822 E 3RD ST, MISHAWAKA, IN 46544-2237
Document Number	0001432387
Instrument Date	Dec 8, 2014
Instrument	1432387
Transaction Type	Foreclosure
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$139,000 (-6.4%) Land $26,600 Building $112,400	$139,000 (-6.4%) Land $26,600 Building $112,400
2024	$1,872.00 (+10.51%)
2023	$1,694.00 (-9.41%)	$148,500 (-7.76%) Land $26,600 Building $121,900	$148,500 (-7.76%) Land $26,600 Building $121,900
2022	$1,870.00 Homeowner's exemption	$161,000 Land $26,600 Building $134,400	$161,000 Land $26,600 Building $134,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Fourway.

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