831 E 3rd St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 831 E 3rd St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,882 sqft · built 1891
Lot Size	0.176 acres (7,700 sqft)
Owner	Individual Name on Record
Tax Bill	$1,824 (2024)
Deeds & Mortgages	May 2025 Mortgage Mar 2007 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-178-018.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-178-018.000-023`
Alternative APN	`01610291184`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,882 sqft Living Area
Basement Area	489 sqft

Exterior

Year Built	Built 1891
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	7,700 sqft (0.176 acres)
Lot Dimensions	154 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Lean-To	135 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01610291184
Street Address	831 E 3RD ST
City	MISHAWAKA
State	IN
Zip	46544-2236
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3 RDS W SIDE LOT C PARKS SUB
Legal Subdivision	PARKS SUB
Legal Lot Number	C
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3028
Census Tract	10300

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	831 E 3RD ST, MISHAWAKA, IN 46544-2236
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST SOURCE BANK
Mar 6, 2007	Deed of Trust, Mortgage · Conventional Mortgage HEARTWELL MORTGAGE CORP
Jun 28, 2012	Deed of Trust, Mortgage · Conventional Mortgage INOVA FCU
Dec 30, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 30, 2020
Transfer Doc	2040787
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	831 E 3RD ST, MISHAWAKA, IN 46544-2236
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002511885
Date	May 21, 2025
Instrument	2511885

Lender

Name	FIRST SOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	204 Months
Due	Jun 1, 2042

Interest

Rate Type	Adjustable Rate

March 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	831 E 3RD ST, MISHAWAKA, IN 46544-2236
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000708918
Date	Mar 6, 2007
Instrument	0708918

Lender

Name	HEARTWELL MORTGAGE CORP
Type	Mortgage Company
Address	SOUTH BEND, IN 46601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2027

June 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	831 E 3RD ST, MISHAWAKA, IN 46544-2236
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001219987
Date	Jun 28, 2012
Instrument	1219987

Lender

Name	INOVA FCU
Type	Credit Union
Address	ELKHART, IN 46516

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2022

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH IN
Recording Date	Dec 30, 2020
Property Address	831 E 3RD ST, MISHAWAKA, IN 46544-2236
Document Number	0002040787
Instrument Date	Dec 30, 2020
Instrument	2040787
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	831 E 3RD ST, MISHAWAKA, IN 46544-2236
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$136,100 (-4.29%) Land $28,000 Building $108,100	$136,100 (-4.29%) Land $28,000 Building $108,100
2024	$1,824.00 (+12.73%)
2023	$1,618.00 (+0.94%)	$142,200 (+2.16%) Land $28,100 Building $114,100	$142,200 (+2.16%) Land $28,100 Building $114,100
2022	$1,603.00 Homeowner's exemption	$139,200 Land $28,100 Building $111,100	$139,200 Land $28,100 Building $111,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Fourway.

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