834 Holden Rd, Frederick, MD 21701 Property Records

Frederick County property record for 834 Holden Rd, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,865 sqft · built 2018
Lot Size	0.167 acres (7,292 sqft)
Owner	Individual Name on File
Last Sale	$608,718 (Nov 2018)
Tax Bill	$11,134 (2023)
Deeds & Mortgages	Oct 2019 Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-595435`

Property Details

APN / Parcel Number

Primary APN	`02-595435`
Alternative APN	`595435`

Interior

Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,865 sqft Total Area
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,292 sqft (0.167 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	114 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	595435
Street Address	834 HOLDEN RD
City	FREDERICK
State	MD
Zip	21701-3409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 294 PLAT 2 SECTI 7,292 SQ FT NICODEMUS PND
Legal Subdivision	NICODEMUS PND EASTCHURCH SEC 4
Legal Lot Number	294
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1005
Census Tract	750804

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County assessment roll, as of July 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	834 HOLDEN RD, FREDERICK, MD 21701-3409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage EAGLE BANK
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage EAGLE BANK
Nov 4, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Nov 29, 2018	Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC
Mar 30, 2018	Grant Deed, Transfer WALKER TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 29, 2018 · Amount on Record
Deed Sale	Nov 29, 2018 · Amount on Record
Prior Sale	Mar 30, 2018 · Amount on Record
Deed Document Number	0012731137
Deed Book / Page	12731 / 137
Record Updated	Jun 7, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	834 HOLDEN RD, FREDERICK, MD 21701-3409
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	PINNACLE T&E INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0132840300
Date	Oct 21, 2019
Book Page	13284/0300

Lender

Name	EAGLE BANK
Type	Bank
Address	ROCKVILLE, MD 20852

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	834 HOLDEN RD, FREDERICK, MD 21701-3409
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	PINNACLE TITLE AND ESCROW, PINNACLE TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	834 HOLDEN RD, FREDERICK, MD 21701-3409

Mortgage

Document Number	0147470109
Date	Apr 8, 2021
Book Page	14747/109

Lender

Name	EAGLE BANK
Type	Bank
Address	ROCKVILLE, MD 20852

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	834 HOLDEN RD, FREDERICK, MD 21701-3409
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	834 HOLDEN RD, FREDERICK, MD 21701-3409

Mortgage

Document Number	0154670265
Date	Nov 4, 2021
Book Page	15467/265

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 30, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 29, 2018
Property Address	834 HOLDEN RD, FREDERICK, MD 21701-3409
Document Number	0127310137
Book / Page	12731 / 0137
Map Reference	MB99 PG81
Instrument Date	Nov 13, 2018
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,043.59
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	834 HOLDEN RD, FREDERICK, MD 21701-3409

Mortgage

Document Number	0012731150
Date	Nov 29, 2018
Instrument	12731/150

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 30, 2018
Property Address	834 HOLDEN RD, FREDERICK, MD 21701-3409
Document Number	0123400340
Book / Page	012340 / 000340
Instrument Date	Mar 26, 2018
Transaction Type	Transfer
Record Updated	May 7, 2018
Title Company	WALKER TITLE

Transaction

Amount	Amount Recorded
Tax	$405.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14280 PARK MEADOW DR CHANTILLY VA 201512280, CHANTILLY, VA 20151-2280
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$11,134.00 Homeowner's exemption	$657,567	$805,700 Land $186,400 Building $619,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Shenandoah Telecommunications Company, T-Mobile USA.

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