825 E Spruce St, Chatham, IL 62629 Property Records

Sangamon County property record for 825 E Spruce St, Chatham, IL 62629 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	13,871 sqft (0.318 acres)
Occupancy	Owner Occupied
Last Sale	$225,000 (2016)
Tax Bill	$6,407.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`29-07.0-403-008`
Alternative APN	`29070403008 (CHECK DIGIT = 6)`

Exterior

Lot Area	13,871 sqft (0.318 acres)

Location & Zoning

Account Number	29070403008
Street Address	825 E SPRUCE ST
City	CHATHAM
State	IL
Zip	62629-1498
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 49 BRECKENRIDGE ESTATES PLAT 1
Legal Subdivision	BRECKENRIDGE ESTATES
Legal Lot Number	49
Jurisdiction	SANGAMON IL
Minor Civil Division	BALL
Census Blockgroup	5
Census Block	5004
Census Tract	3203

Owner

Source: Sangamon County records · APN 29-07.0-403-008

Assessment roll updated June 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	825 E SPRUCE ST, CHATHAM, IL 62629-1498
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 08, 2016 · Amount on Record
Deed Sale	Apr 08, 2016 · Amount on Record
Record Refreshed	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	825 E SPRUCE ST, CHATHAM, IL 62629-1498
Transaction Type	Mortgage
Record Updated	Dec 14, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R32958
Date	Nov 17, 2020
Instrument	2020R32958

Lender

Name	BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sangamon County records · Assessment roll updated June 2, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Chatham Village
County	Sangamon County
County Subdivision	Ball Township
Unified School District	Ball-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,407.00 (+23.9%)	$98,928 (+26.92%) Land $18,211 Building $80,717	$296,784 (+26.92%) Land $54,633 Building $242,151
2022	$5,171.00 Homeowner's exemption Senior Citizen's exemption	$77,947 Land $14,349 Building $63,598	$233,841 Land $43,047 Building $190,794

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sangamon County (17167C), updated May 4, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 2% of the US · above 14% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.