820 E Spruce St, Chatham, IL 62629 Property Records

Sangamon County property record for 820 E Spruce St, Chatham, IL 62629 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size17,393 sqft (0.399 acres)
OccupancyOwner Occupied
Last Sale$465,000 (2025)

Property Details

APN / Parcel Number

Primary APN29-07.0-404-003
Alternative APN
  • 29070404003 (CHECK DIGIT = 0)

Exterior

Lot Area17,393 sqft (0.399 acres)

Location & Zoning

Account Number29070404003
Street Address820 E SPRUCE ST
CityCHATHAM
StateIL
Zip62629-1497
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 51 BRECKENRIDGE ESTATES PLAT 1
Legal SubdivisionBRECKENRIDGE ESTATES
Legal Lot Number51
JurisdictionSANGAMON IL
Minor Civil DivisionBALL
Census Blockgroup5
Census Block5006
Census Tract3203

Owner

Source: Sangamon County records · APN 29-07.0-404-003

Assessment roll updated June 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address820 E SPRUCE ST, CHATHAM, IL 62629-1497
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2024Warranty Deed, Transfer
Sep 07, 2022Warranty Deed, Transfer · Conventional Mortgage
ALLIANCE COMMUNITY BANK
Aug 31, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 01, 2025 · Amount on Record
Deed SaleAug 01, 2025 · Amount on Record
Prior SaleApr 24, 2024 · Amount on Record
Deed Doc Number202513089
Prior Transfer DateAug 30, 2022
Prior Transfer Doc2022R19054
Record RefreshedSep 20, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateApr 24, 2024
Property Address820 E SPRUCE ST, CHATHAM, IL 62629-1497
Document Number2024R06296
Instrument DateApr 08, 2024
Instrument2024R06296
Transaction TypeTransfer
Record UpdatedMay 16, 2024

Transaction

AmountAmount Recorded
Tax$645.00
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address820 E SPRUCE ST, CHATHAM, IL 62629-1497

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateSep 07, 2022
Property Address820 E SPRUCE ST, CHATHAM, IL 62629-1497
Document Number2022R19495
Instrument DateSep 02, 2022
Instrument2022R19495
Transaction TypeTransfer
Record UpdatedSep 28, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$555.00
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address820 E SPRUCE ST, CHATHAM, IL 62629-1497

Mortgage

Document Number2022R19496
DateSep 07, 2022
Instrument2022R19496
Lender
NameALLIANCE COMMUNITY BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANGAMON IL
Recording DateAug 31, 2022
Property Address820 E SPRUCE ST, CHATHAM, IL 62629-1497
Document Number2022R19054
Instrument DateAug 30, 2022
Instrument2022R19054
Transaction TypeTransfer
Record UpdatedSep 21, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address820 E SPRUCE ST, CHATHAM, IL 62629-1497

Tax Assessment & Valuation

Source: Sangamon County records · Assessment roll updated June 2, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityChatham Village
CountySangamon County
County SubdivisionBall Township
Unified School DistrictBall-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption$152,729 (+7.29%) Land $23,132 Building $129,597$458,187 (+7.29%) Land $69,396 Building $388,791
2024$3,262.00 (-44.49%)$142,351 (+73.46%) Land $21,560 Building $120,791$427,053 (+73.46%) Land $64,680 Building $362,373
2022$5,876.00 Homeowner's exemption$82,066 Land $18,226 Building $63,840$246,198 Land $54,678 Building $191,520

Flood & Wildfire

820 E Spruce St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Sangamon County (17167C), updated May 4, 2016

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
2nd percentile of exposed land nationally · 14th in Illinois
Wildfire LikelihoodLow — less than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E Spruce St

Nearby Streets

Search Property Records by Address or Parcel Number