913 E Spruce St, Chatham, IL 62629 Property Records

Sangamon County property record for 913 E Spruce St, Chatham, IL 62629 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size15,772 sqft (0.362 acres)
OccupancyOwner Occupied
Last Sale$239,900 (1999)
Tax Bill$8,732.00 (2025)

Property Details

APN / Parcel Number

Primary APN29-07.0-425-004
Alternative APN
  • 29070425004 (CHECK DIGIT = 3)

Exterior

Lot Area15,772 sqft (0.362 acres)

Location & Zoning

Account Number29070425004
Street Address913 E SPRUCE ST
CityCHATHAM
StateIL
Zip62629-9665
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 246 BRECKENRIDGE EST PLAT 2
Legal SubdivisionBRECKENRIDGE EST
Legal Lot Number246
JurisdictionSANGAMON IL
Minor Civil DivisionBALL
Census Blockgroup5
Census Block5004
Census Tract3203

Owner

Source: Sangamon County records · APN 29-07.0-425-004

Assessment roll updated June 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address913 E SPRUCE ST, CHATHAM, IL 62629-9665
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
PRAIRIE STATE BANK & TRUST
Jun 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
PRAIRIE STATE BANK & TRUST

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 30, 1999 · Amount on Record
Deed SaleApr 30, 1999 · Amount on Record
Prior SaleOct 29, 1997 · Amount on Record
Record RefreshedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address913 E SPRUCE ST, CHATHAM, IL 62629-9665
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020R14527
DateJun 17, 2020
Instrument2020R14527
Lender
NamePRAIRIE STATE BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJul 01, 2030
Interest
Rate TypeFixed Rate

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address913 E SPRUCE ST, CHATHAM, IL 62629-9665
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020R14527
DateJun 17, 2020
Instrument2020R14527
Lender
NamePRAIRIE STATE BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJul 01, 2030
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Sangamon County records · Assessment roll updated June 2, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityChatham Village
CountySangamon County
County SubdivisionBall Township
Unified School DistrictBall-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$8,732.00 (+16.43%)$130,839 (+26.92%) Land $21,588 Building $109,251$392,517 (+26.92%) Land $64,764 Building $327,753
2022$7,500.00 Homeowner's exemption$103,088 Land $17,009 Building $86,079$309,264 Land $51,027 Building $258,237

Flood & Wildfire

913 E Spruce St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Sangamon County (17167C), updated May 4, 2016

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
2nd percentile of exposed land nationally · 14th in Illinois
Wildfire LikelihoodLow — less than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E Spruce St

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