909 E Spruce St, Chatham, IL 62629 Property Records

Sangamon County property record for 909 E Spruce St, Chatham, IL 62629

Property Summary

Property TypeSingle Family Home
Lot Size0.342 acres (14,902 sqft)
OwnerIndividual Name on Record
Last Sale$191,000 (Aug 2013)
Tax Bill$5,970 (2025)
Deeds & MortgagesOct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN29-07.0-425-003

Property Details

APN / Parcel Number

Primary APN29-07.0-425-003
Alternative APN
  • 29070425003 (CHECK DIGIT = 5)

Exterior

Lot Area14,902 sqft (0.342 acres)

Location & Zoning

Account Number29070425003
Street Address909 E SPRUCE ST
CityCHATHAM
StateIL
Zip62629-9665
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 247 BRECKENRIDGE EST PLAT 2
Legal SubdivisionBRECKENRIDGE EST
Legal Lot Number247
JurisdictionSANGAMON IL
Township / Civil DivisionBALL
Census Block Group5
Census Block5004
Census Tract3203

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address909 E SPRUCE ST, CHATHAM, IL 62629-9665
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 26, 2013 · Amount on Record
Deed SaleAug 26, 2013 · Amount on Record
Prior SaleMay 2, 1996 · Amount on Record
Record UpdatedSep 20, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address909 E SPRUCE ST, CHATHAM, IL 62629-9665
Transaction TypeMortgage
Record UpdatedNov 27, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019R23368
DateOct 25, 2019
Instrument2019R23368
Lender
NameBANK OF SPRINGFIELD
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueOct 15, 2024
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityChatham Village
CountySangamon County
County SubdivisionBall Township
Unified School DistrictBall-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,970.00 (+24.22%)$92,932 (+26.92%) Land $21,588 Building $71,344$278,796 (+26.92%) Land $64,764 Building $214,032
2022$4,806.00 Homeowner's exemption Senior Citizen's exemption$73,221 Land $17,009 Building $56,212$219,663 Land $51,027 Building $168,636

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHATHAM
serves 16,423 people · EPA ID IL1670300
Water SourcePurchased groundwater from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink.

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