817 E Spruce St, Chatham, IL 62629 Property Records

Sangamon County property record for 817 E Spruce St, Chatham, IL 62629 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size11,846 sqft (0.271 acres)
OccupancyOwner Occupied
Last Sale$232,500 (2019)
Tax Bill$7,610.00 (2025)

Property Details

APN / Parcel Number

Primary APN29-07.0-403-010
Alternative APN
  • 29070403010 (CHECK DIGIT = 8)

Exterior

Lot Area11,846 sqft (0.271 acres)

Location & Zoning

Account Number29070403010
Street Address817 E SPRUCE ST
CityCHATHAM
StateIL
Zip62629-1498
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 47 BRECKENRIDGE ESTATES PLAT 1
Legal SubdivisionBRECKENRIDGE ESTATES
Legal Lot Number47
JurisdictionSANGAMON IL
Minor Civil DivisionBALL
Census Blockgroup5
Census Block5004
Census Tract3203

Owner

Source: Sangamon County records · APN 29-07.0-403-010

Assessment roll updated June 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address817 E SPRUCE ST, CHATHAM, IL 62629-1498
OccupancyOwner Occupied
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
May 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK & TRUST CO
May 16, 2019Warranty Deed, Transfer · Conventional Mortgage
BANK & TRUST CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 16, 2019 · Amount on Record
Deed SaleMay 16, 2019 · Amount on Record
Prior SaleDec 07, 1994 · Amount on Record
Deed Doc Number20199208
Record RefreshedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address817 E SPRUCE ST, CHATHAM, IL 62629-1498
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020R10820
DateMay 18, 2020
Instrument2020R10820
Lender
NameBANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 01, 2035
Interest
Rate TypeFixed Rate

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateMay 16, 2019
Property Address817 E SPRUCE ST, CHATHAM, IL 62629-1498
Document Number2019R09208
Instrument DateMay 13, 2019
Instrument2019R09208
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$348.75
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address817 E SPRUCE ST, CHATHAM, IL 62629-1498

Mortgage

Document Number2019R09209
DateMay 16, 2019
Instrument2019R09209
Lender
NameBANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Sangamon County records · Assessment roll updated June 2, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityChatham Village
CountySangamon County
County SubdivisionBall Township
Unified School DistrictBall-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,610.00 (+21.6%)$110,442 (+26.92%) Land $18,151 Building $92,291$331,326 (+26.92%) Land $54,453 Building $276,873
2022$6,258.00 Homeowner's exemption$87,017 Land $14,301 Building $72,716$261,051 Land $42,903 Building $218,148

Flood & Wildfire

817 E Spruce St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Sangamon County (17167C), updated May 4, 2016

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
2nd percentile of exposed land nationally · 14th in Illinois
Wildfire LikelihoodLow — less than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E Spruce St

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