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816 E Spruce St, Chatham, IL 62629 Property Records

Sangamon County property record for 816 E Spruce St, Chatham, IL 62629 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.558 acres (24,312 sqft)
Owner2 Individual Names on File
Last Sale$439,000 (Sep 2025)
Tax Bill$9,485 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Feb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN29-07.0-404-004

Property Details

APN / Parcel Number

Primary APN29-07.0-404-004
Alternative APN
  • 29070404004 (CHECK DIGIT = 9)

Exterior

Lot Area24,312 sqft (0.558 acres)

Location & Zoning

Account Number29070404004
Street Address816 E SPRUCE ST
CityCHATHAM
StateIL
Zip62629-1497
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 52 BRECKENRIDGE ESTATES PLAT 1
Legal SubdivisionBRECKENRIDGE ESTATES
Legal Lot Number52
JurisdictionSANGAMON IL
Township / Civil DivisionBALL
Census Block Group5
Census Block5006
Census Tract3203

Owner

Source: Sangamon County records · APN 29-07.0-404-004

Assessment roll updated June 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address816 E SPRUCE ST, CHATHAM, IL 62629-1497
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 03, 2025Warranty Deed, Transfer · Conventional Mortgage
FLAT BRANCH MORTGAGE INC
Feb 01, 2018Deed of Trust, Mortgage · Conventional Mortgage
MARINE BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 03, 2025 · Amount on Record
Deed SaleSep 03, 2025 · Amount on Record
Prior SaleJun 30, 1999 · Amount on Record
Deed Document Number202515357
Record UpdatedSep 20, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateSep 03, 2025
Property Address816 E SPRUCE ST, CHATHAM, IL 62629-1497
Document Number2025R15357
Instrument DateAug 29, 2025
Instrument2025R15357
Transaction TypeTransfer
Record UpdatedSep 24, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$658.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address816 E SPRUCE ST, CHATHAM, IL 62629-1497

Mortgage

Document Number2025R15358
DateSep 03, 2025
Instrument2025R15358
Lender
NameFLAT BRANCH MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2055
Interest
Rate TypeFixed Rate
Rate6.88%

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address816 E SPRUCE ST, CHATHAM, IL 62629-1497
Transaction TypeMortgage
Record UpdatedFeb 16, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 2018R02117
DateFeb 01, 2018
Instrument2018R02117
Lender
NameMARINE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueFeb 24, 2018
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Sangamon County records · Assessment roll updated June 2, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityChatham Village
CountySangamon County
County SubdivisionBall Township
Unified School DistrictBall-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$9,485.00 (+8.69%)$136,169 (+7.29%) Land $24,294 Building $111,875$408,507 (+7.29%) Land $72,882 Building $335,625
2024$8,727.00 (+11.54%) Homeowner's exemption$126,916 (+18.3%) Land $22,643 Building $104,273$380,748 (+18.3%) Land $67,929 Building $312,819
2022$7,824.00 Homeowner's exemption$107,287 Land $19,141 Building $88,146$321,861 Land $57,423 Building $264,438

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sangamon County (17167C), updated May 4, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171670032035, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 2% of the US · above 14% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 350 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
WH i3B Bidco LLC/WH i3B TopcoFiber8,000 / 8,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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