Monroe County property record for 824 Ridge Rd, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 5 Baths |
| Year Built | Built 2013 |
| Square Footage | 2,745 sqft Living Area |
| Lot Size | 22,651 sqft (0.52 acres) |
| Garage | 984 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $9,909.00 (2024) |
| Primary APN | 08-20-317-016-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Building Area | 2,745 sqft Living Area |
| 1st Floor | 2,745 sqft 1st Floor |
| Basement Area | 2,745 sqft Basement |
| Unfinished Basement | 2,745 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Lot Area | 22,651 sqft (0.52 acres) |
| Garage Area | 984 sqft Garage |
| Porch | 1 Porch |
| Porch Area | 372 sqft Porch |
| Cooling System | Central Cooling |
|---|
| Street Address | 824 RIDGE RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3164 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 16 EAST RIDGE 9 |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 20 |
| Legal Subdivision | EAST RIDGE |
| Legal Lot Number | 16 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 26 |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 600401 |
Source: Monroe County records · APN 08-20-317-016-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 824 RIDGE RD, WATERLOO, IL 62298-3164 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage STATE BANK |
| Jul 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Dec 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 824 RIDGE RD, WATERLOO, IL 62298-3164 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000440626 |
|---|---|
| Date | Dec 22, 2025 |
| Instrument | 440626 |
| Name | STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 824 RIDGE RD, WATERLOO, IL 62298-3164 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000402500 |
|---|---|
| Date | Jul 16, 2019 |
| Instrument | 402500 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 824 RIDGE RD, WATERLOO, IL 62298-3164 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000405287 |
|---|---|
| Date | Dec 18, 2019 |
| Instrument | 405287 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $193,550 (+24.66%) Land $18,420 Building $175,130 | $580,650 (+24.66%) Land $55,260 Building $525,390 | |
| 2024 | $9,909.00 | ||
| 2022 | Additional exemption filed | $155,260 Land $16,460 Building $138,800 | $465,780 Land $49,380 Building $416,400 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures