823 Ridge Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 823 Ridge Rd, Waterloo, IL 62298 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	6 Baths
Year Built	Built 2002
Square Footage	2,838 sqft Living Area
Lot Size	21,344 sqft (0.49 acres)
Occupancy	Owner Occupied
Last Sale	$452,000 (2020)
Tax Bill	$10,258.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`08-20-317-006-000`

Interior

Bedrooms	2 Beds
Full Baths	6 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Building Area	2,838 sqft Living Area
1st Floor	2,838 sqft 1st Floor
Basement Area	2,838 sqft Basement
Unfinished Basement	2,838 sqft Unfinished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Frame Construction
Lot Area	21,344 sqft (0.49 acres)
Driveway	Driveway Concrete
Driveway Area	1,686 sqft Driveway
Garage Area	916 sqft Garage

Exterior Amenities

Pool Type	1 Pool Type
Pool Area	532 sqft Pool
Deck Area	262 sqft Deck
Patio Area	262 sqft Patio
Porch Area	87 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Street Address	823 RIDGE RD
City	WATERLOO
State	IL
Zip	62298-3163
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 6 EAST RIDGE 9
Legal Range	09W
Legal Township	02S
Legal Section	20
Legal Subdivision	EAST RIDGE
Legal Lot Number	6
Jurisdiction	MONROE IL
Minor Civil Division	26
Census Blockgroup	1
Census Block	1000
Census Tract	600401

Owner

Source: Monroe County records · APN 08-20-317-006-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	823 RIDGE RD, WATERLOO, IL 62298-3163
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 20, 2020 · Amount on Record
Deed Sale	Nov 20, 2020 · Amount on Record
Deed Doc Number	2020412673
Record Refreshed	Sep 20, 2026

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IL
Recording Date	Nov 20, 2020
Property Address	823 RIDGE RD, WATERLOO, IL 62298-3163
Document Number	0000412673
Instrument Date	Nov 20, 2020
Instrument	412673
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$678.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	823 RIDGE RD, WATERLOO, IL 62298-3163

Mortgage

Document Number	0000412674
Date	Nov 20, 2020
Instrument	412674

Lender

Name	FAIRWAY INDEPENDENT MTG CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$185,260 (+3.32%) Land $18,210 Building $167,050	$555,780 (+3.32%) Land $54,630 Building $501,150
2024	$10,258.00	$179,305 (+25.79%) Land $17,584 Building $161,721	$537,915 (+25.79%) Land $52,752 Building $485,163
2022	Additional exemption filed	$142,540 Land $16,290 Building $126,250	$427,620 Land $48,870 Building $378,750