815 Ridge Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 815 Ridge Rd, Waterloo, IL 62298 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms4 Baths
Year BuiltBuilt 2013
Square Footage2,584 sqft Living Area
Lot Size20,473 sqft (0.47 acres)
Garage836 sqft
OccupancyOwner Occupied
Tax Bill$9,388.00 (2024)

Property Details

APN / Parcel Number

Primary APN08-20-317-004-000

Interior

Bedrooms3 Beds
Full Baths4 Baths
Building Area2,584 sqft Living Area
1st Floor2,584 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Lot Area20,473 sqft (0.47 acres)
Garage Area836 sqft Garage

Exterior Amenities

Pool Type1 Pool Type
Pool Area286 sqft Pool
Patio Area494 sqft Patio
Porch1 Porch
Porch Area336 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling

Location & Zoning

Street Address815 RIDGE RD
CityWATERLOO
StateIL
Zip62298-3163
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 4 EAST RIDGE 9
Legal Range09W
Legal Township02S
Legal Section20
Legal SubdivisionEAST RIDGE
Legal Lot Number4
JurisdictionMONROE IL
Minor Civil Division26
Census Blockgroup1
Census Block1000
Census Tract600401

Owner

Source: Monroe County records · APN 08-20-317-004-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address815 RIDGE RD, WATERLOO, IL 62298-3163
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK WATERLOO
Feb 18, 2020Quit Claim Deed, Transfer
ACCENT TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateFeb 14, 2020
Transfer Doc0000406194
Record RefreshedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address815 RIDGE RD, WATERLOO, IL 62298-3163
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000409663
DateJul 22, 2020
Instrument409663
Lender
NameFIRST NATIONAL BANK WATERLOO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE IL
Recording DateFeb 18, 2020
Property Address815 RIDGE RD, WATERLOO, IL 62298-3163
Document Number0000406194
Instrument DateFeb 14, 2020
Instrument406194
Transaction TypeTransfer
Record UpdatedMar 03, 2020
Title CompanyACCENT TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address815 RIDGE RD WATERLOO IL 622983163, WATERLOO, IL 62298-3163

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$178,120 (+24.88%) Land $18,080 Building $160,040$534,360 (+24.88%) Land $54,240 Building $480,120
2024$9,388.00
2022Homeowner's exemption Additional exemption filed$142,630 Land $16,240 Building $126,390$427,890 Land $48,720 Building $379,170

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