Monroe County property record for 831 Ridge Rd, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 5 Baths |
| Year Built | Built 2009 |
| Square Footage | 2,718 sqft Living Area |
| Lot Size | 20,909 sqft (0.48 acres) |
| Garage | 1,051 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $8,861.00 (2024) |
| Primary APN | 08-20-317-008-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Building Area | 2,718 sqft Living Area |
| 1st Floor | 2,718 sqft 1st Floor |
| Basement Area | 2,718 sqft Basement |
| Unfinished Basement | 2,718 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Lot Area | 20,909 sqft (0.48 acres) |
| Driveway | Driveway Concrete |
| Driveway Area | 1,595 sqft Driveway |
| Garage Area | 1,051 sqft Garage |
| Porch Area | 332 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 831 RIDGE RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3163 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 8 EAST RIDGE 9 |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 20 |
| Legal Subdivision | EAST RIDGE |
| Legal Lot Number | 8 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 26 |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 600401 |
Source: Monroe County records · APN 08-20-317-008-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 831 RIDGE RD, WATERLOO, IL 62298-3163 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Trust |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 831 RIDGE RD, WATERLOO, IL 62298-3163 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000420394 |
|---|---|
| Date | Oct 18, 2021 |
| Instrument | 420394 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 01, 2036 |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $168,860 (+29.01%) Land $18,190 Building $150,670 | $506,580 (+29.01%) Land $54,570 Building $452,010 | |
| 2024 | $8,861.00 | ||
| 2022 | Homeowner's exemption Additional exemption filed | $130,890 Land $16,240 Building $114,650 | $392,670 Land $48,720 Building $343,950 |
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