Monroe County property record for 834 Ridge Rd, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 6 Baths |
| Year Built | Built 2014 |
| Square Footage | 2,004 sqft Living Area |
| Lot Size | 30,056 sqft (0.69 acres) |
| Garage | 912 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $10,832.00 (2024) |
| Primary APN | 08-20-317-018-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Building Area | 2,004 sqft Living Area |
| 1st Floor | 1,356 sqft 1st Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Lot Area | 30,056 sqft (0.69 acres) |
| Garage Area | 912 sqft Garage |
| Patio Area | 400 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 330 sqft Porch |
| Street Address | 834 RIDGE RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3164 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 18 EAST RIDGE 9 |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 20 |
| Legal Subdivision | EAST RIDGE |
| Legal Lot Number | 18 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 26 |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 600401 |
Source: Monroe County records · APN 08-20-317-018-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 834 RIDGE RD, WATERLOO, IL 62298-3164 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE BANK |
| Aug 05, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STATE BANK |
| Jul 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage STATE BK/WATERLOO |
| Jul 14, 2017 | Deed of Trust, Mortgage STATE BK/WATERLOO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 834 RIDGE RD, WATERLOO, IL 62298-3164 |
| Transaction Type | Mortgage |
| Record Updated | Dec 01, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000420943 |
|---|---|
| Date | Nov 15, 2021 |
| Instrument | 420943 |
| Name | STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 01, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 834 RIDGE RD, WATERLOO, IL 62298-3164 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000409991 |
|---|---|
| Date | Aug 05, 2020 |
| Instrument | 409991 |
| Name | STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 01, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 834 RIDGE RD, WATERLOO, IL 62298-3164 |
| Document Number | 0000391193 |
| Instrument Date | Jul 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 834 RIDGE RD WATERLOO IL 622983164, WATERLOO, IL 62298-3164 |
| Document Number | 0000391193 |
|---|---|
| Date | Jul 31, 2017 |
| Instrument | 391193 |
| Name | STATE BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 30, 2027 |
| Rate | 4.48% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 834 RIDGE RD, WATERLOO, IL 62298-3164 |
| Document Number | 0000391192 |
| Instrument Date | Jul 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2017 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 834 RIDGE RD WATERLOO IL 622983164, WATERLOO, IL 62298-3164 |
| Document Number | 0000391192 |
|---|---|
| Date | Jul 31, 2017 |
| Instrument | 391192 |
| Name | STATE BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jul 30, 2037 |
| Rate | 3.5% |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $187,370 (+43.98%) Land $19,640 Building $167,730 | $562,110 (+43.98%) Land $58,920 Building $503,190 | |
| 2024 | $10,832.00 | ||
| 2022 | Additional exemption filed | $130,140 Land $17,130 Building $113,010 | $390,420 Land $51,390 Building $339,030 |
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