Monroe County property record for 814 Ridge Rd, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 6 Baths |
| Year Built | Built 2005 |
| Square Footage | 2,704 sqft Building Perimeter |
| Lot Size | 24,394 sqft (0.56 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $790,000 (2025) |
| Tax Bill | $10,699.00 (2024) |
| Primary APN | 08-20-317-014-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 6 Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Building Area | 2,704 sqft Building Perimeter |
| 1st Floor | 1,260 sqft 1st Floor |
| Basement Area | 1,467 sqft Basement |
| Unfinished Basement | 1,467 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 24,394 sqft (0.56 acres) |
| Driveway | Driveway Concrete |
| Driveway Area | 1,993 sqft Driveway |
| Garage Area | 1,259 sqft Garage |
| Patio Area | 360 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 814 RIDGE RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3164 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 14 EAST RIDGE 9 |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 20 |
| Legal Subdivision | EAST RIDGE |
| Legal Lot Number | 14 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 26 |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 600401 |
Source: Monroe County records · APN 08-20-317-014-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7102 CLAYTON RD, WATERLOO, IL 62298-4440 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 24, 2025 | Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST |
| Dec 02, 2020 | Quit Claim Deed, Transfer ACCENT TITLE |
| Mar 06, 2020 | Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 24, 2025 · Amount on Record |
| Deed Sale | Sep 24, 2025 · Amount on Record |
| Prior Transfer Date | Nov 12, 2020 |
| Prior Transfer Doc | 0000412980 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Sep 24, 2025 |
| Property Address | 814 RIDGE RD, WATERLOO, IL 62298-3164 |
| Document Number | 0000439380 |
| Map Reference | DOC 242732 |
| Instrument Date | Sep 15, 2025 |
| Instrument | 439380 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,185.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 814 RIDGE RD, WATERLOO, IL 62298-3164 |
| Document Number | 0000439381 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 439381 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Dec 02, 2020 |
| Property Address | 814 RIDGE RD, WATERLOO, IL 62298-3164 |
| Document Number | 0000412980 |
| Instrument Date | Nov 12, 2020 |
| Instrument | 412980 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2020 |
| Title Company | ACCENT TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 814 RIDGE RD WATERLOO IL 622983164, WATERLOO, IL 62298-3164 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Mar 06, 2020 |
| Property Address | 814 RIDGE RD, WATERLOO, IL 62298-3164 |
| Document Number | 0000406550 |
| Instrument Date | Aug 27, 2012 |
| Instrument | 406550 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | ACCENT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $757.50 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 814 RIDGE RD, WATERLOO, IL 62298-3164 |
| Document Number | 0000406551 |
|---|---|
| Date | Mar 06, 2020 |
| Instrument | 406551 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $195,900 (+4.89%) Land $18,690 Building $177,210 | $587,700 (+4.89%) Land $56,070 Building $531,630 | |
| 2024 | $10,699.00 Additional exemption filed | $186,761 (+29.87%) Land $18,017 Building $168,744 | $560,283 (+29.87%) Land $54,051 Building $506,232 |
| 2022 | Additional exemption filed | $143,810 Land $16,570 Building $127,240 | $431,430 Land $49,710 Building $381,720 |
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