819 Circle Trace Rd, Monroe, NC 28110 Property Records

Union County property record for 819 Circle Trace Rd, Monroe, NC 28110 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 2000
Square Footage	2,833 sqft Living Area
Lot Size	19,166 sqft (0.44 acres)
Occupancy	Owner Occupied
Last Sale	$445,000 (2021)
Tax Bill	$2,606.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-006-109`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	4 Rooms
Building Area	2,833 sqft Living Area
Gross Area	3,319 sqft Gross Area
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Wood Construction
Foundation Type	No Foundation Foundation
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	19,166 sqft (0.44 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	486 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	819 CIRCLE TRACE RD
City	MONROE
State	NC
Zip	28110-7677
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	#88 POTTERS TRACE PH 1 OPCG053 & #88B POTTERS TRACE OPCL283
Legal Subdivision	POTTERS TRACE
Legal Lot Number	88
Jurisdiction	UNION NC
Minor Civil Division	SANDY RIDGE
Census Blockgroup	2
Census Block	2016
Census Tract	20308

Owner

Source: Union County records · APN 06-006-109

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	819 CIRCLE TRACE RD, MONROE, NC 28110-7677
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Warranty Deed, Transfer · Conventional Mortgage CERTAINTY HOME LOANS LLC
May 23, 2019	Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) QUICKEN LNS
Dec 27, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 12, 2021 · Amount on Record
Deed Sale	Nov 12, 2021 · Amount on Record
Prior Sale	May 23, 2019 · Amount on Record
Deed Doc Number	202153922
Deed Book / Page	8311 / 463
Prior Transfer Date	Sep 24, 2018
Prior Transfer Doc	7289672
Record Refreshed	Jun 08, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 12, 2021
Property Address	819 CIRCLE TRACE RD, MONROE, NC 28110-7677
Document Number	8311463
Book / Page	8311 / 463
Map Reference	CAB G FILE 53
Instrument Date	Nov 12, 2021
Instrument	53922
Transaction Type	Transfer
Record Updated	Dec 02, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$890.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 NEWBURG LN, 400, MATTHEWS, NC 28105-5783

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	819 CIRCLE TRACE RD, MONROE, NC 28110-7677

Mortgage

Document Number	53923
Date	Nov 12, 2021
Instrument	53923

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 23, 2019
Property Address	819 CIRCLE TRACE RD, MONROE, NC 28110-7677
Document Number	7376508
Book / Page	007376 / 000508
Instrument Date	May 16, 2019
Instrument	13964
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$576.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	819 CIRCLE TRACE RD MONROE NC 281107677, MONROE, NC 28110-7677

Mortgage

Document Number	511511
Date	May 23, 2019
Book Page	000511/000511
Instrument	13965

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Dec 27, 2018
Property Address	819 CIRCLE TRACE RD, MONROE, NC 28110-7677
Document Number	7289672
Book / Page	007289 / 000672
Instrument Date	Sep 24, 2018
Instrument	35287
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	12210 TENBURY TER FAIRFAX VA 220306154, FAIRFAX, VA 22030-6154

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wesley Chapel Village
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,606.00 (+35.73%)	$535,200 (+77.87%) Land $102,000 Building $433,200	$535,200 (+77.87%) Land $102,000 Building $433,200
2023	$1,920.00	$300,900 Land $56,600 Building $244,300	$300,900 Land $56,600 Building $244,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

819 Circle Trace Rd, Monroe, NC 28110 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2018: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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Nearby Streets

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