816 Circle Trace Rd, Monroe, NC 28110 Property Records

Union County property record for 816 Circle Trace Rd, Monroe, NC 28110 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 2002
Square Footage	3,883 sqft Living Area
Lot Size	19,036 sqft (0.437 acres)
Occupancy	Owner Occupied
Last Sale	$655,000 (2024)
Tax Bill	$3,191.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-006-135`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	4 Rooms
Building Area	3,883 sqft Living Area
Gross Area	4,429 sqft Gross Area
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Wood Construction
Foundation Type	No Foundation Foundation
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	19,036 sqft (0.437 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	546 sqft Garage
Deck Area	240 sqft Deck
Patio Area	240 sqft Patio

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	816 CIRCLE TRACE RD
City	MONROE
State	NC
Zip	28110-7677
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	#49 & 49B POTTERS TRACE PH2 MAP2 OPCH013 OPCL283
Legal Subdivision	POTTERS TRACE
Legal Lot Number	49
Jurisdiction	UNION NC
Minor Civil Division	SANDY RIDGE
Census Blockgroup	2
Census Block	2015
Census Tract	20308

Owner

Source: Union County records · APN 06-006-135

Assessment roll updated March 31, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	816 CIRCLE TRACE RD, MONROE, NC 28110-7677
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2024	Commissioner's Deed, Foreclosure · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jul 20, 2017	Deed of Trust, Mortgage · Veterans Administration Mortgage LOW VA RATES LLC
Apr 10, 2017	Warranty Deed, Transfer · Veterans Administration Mortgage SUNBELT LNDG SVCS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 11, 2024 · Amount on Record
Deed Sale	Apr 11, 2024 · Amount on Record
Prior Sale	Apr 10, 2017 · Amount on Record
Deed Doc Number	20247989
Deed Book / Page	8884 / 265
Record Refreshed	Sep 20, 2026

April 2024: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	UNION NC
Recording Date	Apr 11, 2024
Property Address	816 CIRCLE TRACE RD, MONROE, NC 28110-7677
Document Number	0008884265
Book / Page	8884 / 265
Map Reference	CAB H FILE 13
Instrument Date	Apr 05, 2024
Instrument	7989
Transaction Type	Foreclosure
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,310.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 CIRCLE TRACE RD, MONROE, NC 28110-7677

Mortgage

Document Number	0000007990
Date	Apr 11, 2024
Instrument	7990

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2054

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	816 CIRCLE TRACE RD, MONROE, NC 28110-7677
Document Number	6978168
Book / Page	006978 / 000168
Instrument Date	Jul 20, 2017
Transaction Type	Mortgage
Record Updated	Nov 10, 2017
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 CIRCLE TRACE RD MONROE NC 281107677, MONROE, NC 28110-7677

Mortgage

Document Number	6978168
Date	Jul 21, 2017
Book Page	006978/000168
Instrument	20880

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 10, 2017
Property Address	816 CIRCLE TRACE RD, MONROE, NC 28110-7677
Document Number	6909302
Book / Page	006909 / 000302
Instrument Date	Apr 10, 2017
Instrument	9694
Transaction Type	Transfer
Record Updated	May 30, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$586.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 CIRCLE TRACE RD MONROE NC 281107677, MONROE, NC 28110-7677

Mortgage

Document Number	6909304
Date	Apr 10, 2017
Book Page	006909/000304
Instrument	9695

Lender

Name	SUNBELT LNDG SVCS
Address	CLEARWATER, FL 33759

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 09, 2047

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wesley Chapel Village
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,191.00 (+39.53%)	$655,300 (+82.89%) Land $102,000 Building $553,300	$655,300 (+82.89%) Land $102,000 Building $553,300
2023	$2,287.00	$358,300 Land $56,600 Building $301,700	$358,300 Land $56,600 Building $301,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

816 Circle Trace Rd, Monroe, NC 28110 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2024: Commissioner's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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