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818 Circle Trace Rd, Monroe, NC 28110 Property Records

Union County property record for 818 Circle Trace Rd, Monroe, NC 28110 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Rural Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2002
Square Footage2,854 sqft Living Area
Lot Size12,545 sqft (0.288 acres)
OccupancyOwner Occupied
Last Sale$600,000 (2024)
Tax Bill$2,922.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-006-133

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area2,854 sqft Living Area
Gross Area4,667 sqft Gross Area
Basement Area1,353 sqft Basement
Unfinished Basement1,353 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleConventional Style
Construction TypeWood Construction
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area12,545 sqft (0.288 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area460 sqft Garage
Deck Area178 sqft Deck
Patio Area178 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address818 CIRCLE TRACE RD
CityMONROE
StateNC
Zip28110-7677
Property UsageResidential Property Usage
TypeResidential > Single Family > Rural Home
Legal Description#50 POTTERS TRACE PH2 MP1 OPCG842
Legal SubdivisionPOTTERS TRACE
Legal Lot Number50
JurisdictionUNION NC
Minor Civil DivisionSANDY RIDGE
Census Blockgroup2
Census Block2015
Census Tract20308

Owner

Source: Union County records · APN 06-006-133

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address818 CIRCLE TRACE RD, MONROE, NC 28110-7677
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
May 06, 2024Warranty Deed, Transfer · Conventional Mortgage
WHITLEY MORTGAGE ASSOCIATES INC
Mar 08, 2024Trustee's Deed, Foreclosure · Building or Construction Mortgage
KIAVI FUNDING INC
Oct 12, 2023Warranty Deed, Transfer
Jul 24, 2023Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 06, 2024 · Amount on Record
Deed SaleMay 06, 2024 · Amount on Record
Prior SaleMar 08, 2024 · Amount on Record
Deed Doc Number202410280
Deed Book / Page8899 / 523
Record RefreshedJun 08, 2026

May 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateMay 06, 2024
Property Address818 CIRCLE TRACE RD, MONROE, NC 28110-7677
Document Number0008899523
Book / Page8899 / 523
Map ReferenceCAB G FILE 842
Instrument DateMay 01, 2024
Instrument10280
Transaction TypeTransfer
Record UpdatedMay 21, 2024
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,200.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Partial Interest
  • Only a portion of the APN conveyed

Transferred From (Grantor/Seller)

NameVerified Name
Address1612 SEATTLE SLEW CT, MARVIN, NC 28173-6642

Transferred To (Grantee/Buyer)

NameVerified Name
Address818 CIRCLE TRACE RD, MONROE, NC 28110-7677

Mortgage

Document Number0000010281
DateMay 06, 2024
Instrument10281
Lender
NameWHITLEY MORTGAGE ASSOCIATES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2054

March 2024: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionUNION NC
Recording DateMar 08, 2024
Property Address818 CIRCLE TRACE RD, MONROE, NC 28110-7677
Document Number0000088661
Book / Page8866 / 1
Map ReferenceCAB G FILE 842
Instrument DateFeb 16, 2024
Instrument5120
Transaction TypeForeclosure
Record UpdatedMar 27, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$822.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1612 SEATTLE SLEW CT, WAXHAW, NC 28173-6642
InvestorPossibly a Property Investor

Mortgage

Document Number0008871704
DateMar 20, 2024
Book Page8871/704
Instrument6069
Lender
NameKIAVI FUNDING INC
TypeMortgage Company
AddressPITTSBURGH, PA 15212
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateOct 12, 2023
Property Address818 CIRCLE TRACE RD, MONROE, NC 28110-7677
Document Number0000087969
Book / Page8796 / 9
Map ReferenceCAB G FILE 842
Instrument DateOct 12, 2023
Instrument24839
Transaction TypeTransfer
Record UpdatedOct 30, 2023

Transaction

AmountAmount Recorded
Tax$60.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9805C SANDY ROCK PL # PL510, PL510, CHARLOTTE, NC 28277-7701

Transferred To (Grantee/Buyer)

NameVerified Name
Address1612 SEATTLE SLEW CT, WAXHAW, NC 28173-6642
InvestorPossibly a Property Investor

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateJul 24, 2023
Property Address818 CIRCLE TRACE RD, MONROE, NC 28110-7677
Document Number0008750106
Book / Page8750 / 106
Map ReferenceCAB G FILE 842
Instrument DateJul 23, 2023
Instrument17693
Transaction TypeTransfer
Record UpdatedAug 07, 2023

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Notice of Trustee Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address818 CIRCLE TRACE RD, MONROE, NC 28110-7677

Transferred To (Grantee/Buyer)

NameVerified Name
Address9805C SANDY ROCK PL # 510, 510, CHARLOTTE, NC 28277-7701

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityWesley Chapel Village
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,922.00 (+41.71%)$600,000 (+85.76%) Land $102,000 Building $498,000$600,000 (+85.76%) Land $102,000 Building $498,000
2023$2,062.00$323,000 (-) Land $56,600 Building $266,400$323,000 (-) Land $56,600 Building $266,400
2022$2,062.00$323,000 Land $56,600 Building $266,400$323,000 Land $56,600 Building $266,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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