Union County property record for 812 Circle Trace Rd, Monroe, NC 28110 · Last verified May 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2003 |
| Square Footage | 2,719 sqft Living Area |
| Lot Size | 11,195 sqft (0.257 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $255,000 (2016) |
| Tax Bill | $2,601.00 (2025) |
| Primary APN | 06-006-137 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,719 sqft Living Area |
| Gross Area | 3,202 sqft Gross Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional Style |
| Construction Type | Wood Construction |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 11,195 sqft (0.257 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 483 sqft Garage |
| Deck Area | 292 sqft Deck |
| Patio Area | 292 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 812 CIRCLE TRACE RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-7677 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | #47 POTTERS TRACE PH2 MP2 OPCH013 |
| Legal Subdivision | POTTERS TRACE |
| Legal Lot Number | 47 |
| Jurisdiction | UNION NC |
| Minor Civil Division | SANDY RIDGE |
| Census Blockgroup | 2 |
| Census Block | 2015 |
| Census Tract | 20308 |
Source: Union County records · APN 06-006-137
Assessment roll updated March 31, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 812 CIRCLE TRACE RD, MONROE, NC 28110-7677 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 10, 2023 | Deed of Trust, Mortgage · Stand Alone Second Mortgage ROCKET MORTGAGE LLC |
| Sep 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 05, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 16, 2016 · Amount on Record |
| Deed Sale | Feb 16, 2016 · Amount on Record |
| Prior Sale | Aug 26, 2003 · Amount on Record |
| Deed Doc Number | 20163905 |
| Deed Book / Page | 183 / 185 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 14, 2026 |
| Property Address | 812 CIRCLE TRACE RD, MONROE, NC 28110-7677 |
| Document Number | 0000009954 |
| Book / Page | 9349 / 118 |
| Instrument Date | Apr 11, 2026 |
| Instrument | 20269954 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ROCKET MORTGAGE |
| Name | Verified Name |
|---|---|
| Address | 812 CIRCLE TRACE RD, MONROE, NC 28110-7677 |
| Document Number | 0000009954, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 9349/118 |
| Instrument | 20269954 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 812 CIRCLE TRACE RD, MONROE, NC 28110-7677 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0008760674 |
|---|---|
| Date | Aug 10, 2023 |
| Book Page | 8760/674 |
| Instrument | 19360 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 812 CIRCLE TRACE RD, MONROE, NC 28110-7677 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2021 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 8239341 |
|---|---|
| Date | Sep 13, 2021 |
| Book Page | 8239/341 |
| Instrument | 43260 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 812 CIRCLE TRACE RD, MONROE, NC 28110-7677 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7834715 |
|---|---|
| Date | Oct 05, 2020 |
| Book Page | 7834/715 |
| Instrument | 39979 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2050 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Wesley Chapel Village |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,601.00 (+34.49%) | $534,000 (+76.18%) Land $102,000 Building $432,000 | $534,000 (+76.18%) Land $102,000 Building $432,000 |
| 2023 | $1,934.00 | $303,100 Land $56,600 Building $246,500 | $303,100 Land $56,600 Building $246,500 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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