814 Circle Trace Rd, Monroe, NC 28110 Property Records

Union County property record for 814 Circle Trace Rd, Monroe, NC 28110 · Last verified April 2026

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 2,608 sqft · built 2003
Lot Size	0.437 acres (19,036 sqft)
Owner	2 Individual Names on File
Last Sale	$297,500 (Apr 2020)
Tax Bill	$2,566 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-006-136`

Property Details

APN / Parcel Number

Primary APN	`06-006-136`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,608 sqft Living Area
Gross Area	3,112 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,036 sqft (0.437 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Deck Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	814 CIRCLE TRACE RD
City	MONROE
State	NC
Zip	28110-7677
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	#48 & #48B POTTERS TRACE PH2 MAP2 OPCL283
Legal Subdivision	POTTERS TRACE
Legal Lot Number	48
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	2
Census Block	2015
Census Tract	20308

Owner

Source: Union County records · APN 06-006-136

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	814 CIRCLE TRACE RD, MONROE, NC 28110-7677
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 15, 2020 · Amount on Record
Deed Sale	Apr 15, 2020 · Amount on Record
Prior Sale	Dec 14, 2010 · Amount on Record
Deed Document Number	202012534
Deed Book / Page	7637 / 358
Record Updated	Jun 08, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 15, 2020
Property Address	814 CIRCLE TRACE RD, MONROE, NC 28110-7677
Document Number	0007637358
Book / Page	7637 / 358
Map Reference	CAB H FILE 13
Instrument Date	Apr 14, 2020
Instrument	12534
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$595.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8425 MAIDEN LN, 8425, FORT MILL, SC 29707-7143

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012535
Date	Apr 15, 2020
Instrument	12535

Lender

Name	UKRAINIAN FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wesley Chapel Village
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,566.00 (+35.12%)	$526,900 (+77.11%) Land $102,000 Building $424,900	$526,900 (+77.11%) Land $102,000 Building $424,900
2023	$1,899.00	$297,500 Land $56,600 Building $240,900	$297,500 Land $56,600 Building $240,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790203082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 110 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Ripple Fiber	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.