1. Home
  2. North Carolina
  3. Union County
  4. Monroe
  5. Circle Trace Rd

813 Circle Trace Rd, Monroe, NC 28110 Property Records

Union County property record for 813 Circle Trace Rd, Monroe, NC 28110 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Rural Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2004
Square Footage3,134 sqft Living Area
Lot Size16,422 sqft (0.377 acres)
OccupancyOwner Occupied
Last Sale$580,000 (2026)
Tax Bill$2,967.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-006-174

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area3,134 sqft Living Area
Gross Area3,596 sqft Gross Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleConventional Style
Construction TypeWood Construction
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area16,422 sqft (0.377 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area462 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address813 CIRCLE TRACE RD
CityMONROE
StateNC
Zip28110-7677
Property UsageResidential Property Usage
TypeResidential > Single Family > Rural Home
Legal Description#85 POTTERS TRACE PH2 MP2 OPCH13 PLUS #85B POTTERS TRAC E OPCL286
Legal SubdivisionPOTTERS TRACE
Legal Lot Number85
JurisdictionUNION NC
Minor Civil DivisionSANDY RIDGE
Census Blockgroup2
Census Block2016
Census Tract20308

Owner

Source: Union County records · APN 06-006-174

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address813 CIRCLE TRACE RD, MONROE, NC 28110-7677
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2023Deed of Trust, Mortgage · Line of Credit
HOMETRUST BANK
Feb 27, 2026Warranty Deed, Transfer · Conventional Mortgage
FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 27, 2026 · Amount on Record
Deed SaleFeb 27, 2026 · Amount on Record
Prior SaleDec 29, 2015 · Amount on Record
Deed Doc Number20265213
Deed Book / Page9315 / 614
Record RefreshedJun 08, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address813 CIRCLE TRACE RD, MONROE, NC 28110-7677
Transaction TypeMortgage
Record UpdatedMar 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address813 CIRCLE TRACE RD, MONROE, NC 28110-7677

Mortgage

Document Number0008661385
DateFeb 27, 2023
Book Page8661/385
Instrument4345
Lender
NameHOMETRUST BANK
TypeBank
AddressASHEVILLE, NC 28802
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateFeb 27, 2026
Property Address813 CIRCLE TRACE RD, MONROE, NC 28110-7677
Document Number0009315614
Book / Page9315 / 614
Map ReferenceCAB H FILE 13
Instrument DateFeb 24, 2026
Instrument5213
Transaction TypeTransfer
Record UpdatedMar 23, 2026
Title CompanyATTORNEY'S TITLE, ATTORNEYS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,160.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5113 E BRIGANTINE CT, WILMINGTON, DE 19808-1827

Transferred To (Grantee/Buyer)

NameVerified Name
Address813 CIRCLE TRACE RD, MONROE, NC 28110-7677

Mortgage

Document Number0000005214
DateFeb 27, 2026
Instrument5214
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.62%
Type Change DateMar 01, 2033
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change10.6%
IndexSOFR Average 30-Day
Margin3
Max Rate10.6%

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityWesley Chapel Village
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,967.00 (+37.55%)$609,200 (+80.29%) Land $102,000 Building $507,200$609,200 (+80.29%) Land $102,000 Building $507,200
2023$2,157.00$337,900 Land $56,600 Building $281,300$337,900 Land $56,600 Building $281,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Circle Trace Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures