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791 E Main St, Cecilia, KY 42724 Property Records

Hardin County property record for 791 E Main St, Cecilia, KY 42724

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,680 sqft · built 1968
Lot Size0.602 acres (26,223 sqft)
Owner2 Individual Names on Record
Last Sale$182,000 (Aug 2017)
Tax Bill$1,871 (2025)
Deeds & MortgagesMar 2024 Mortgage
Aug 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN147-40-00-038

Property Details

APN / Parcel Number

Primary APN147-40-00-038

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,680 sqft Living Area
Basement Area1,344 sqft
Unfinished Basement1,344 sqft

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleRanch
Exterior MaterialBrick
Lot Area26,223 sqft (0.602 acres)
Garage Area936 sqft
Parking Spaces4 Parking Spaces
Patio Area212 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address791 E MAIN ST
CityCECILIA
StateKY
Zip42724-9621
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionHARDIN KY
Township / Civil DivisionCECILIA
Census Block Group2
Census Block2109
Census Tract1701

Owner

Source: Hardin County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address791 E MAIN ST, CECILIA, KY 42724-9621
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2024Deed of Trust, Mortgage · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Aug 16, 2017Deed of Trust, Mortgage · Conventional Mortgage
SOUTH CENTRAL BANK
Aug 16, 2017Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 16, 2017 · Amount on Record
Deed SaleAug 16, 2017 · Amount on Record
Deed Book / Page1444 / 641
Record UpdatedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDIN KY
Property Address791 E MAIN ST, CECILIA, KY 42724-9621
Transaction TypeMortgage
Record UpdatedApr 10, 2024
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address791 E MAIN ST, CECILIA, KY 42724-9621

Mortgage

Document Number02513/1074
DateMar 22, 2024
Book Page2513/1074
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term281 Months
DueAug 1, 2047

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDIN KY
Property Address791 E MAIN ST, CECILIA, KY 42724-9621
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2207/501
DateAug 16, 2017
Book Page2207/501
Lender
NameSOUTH CENTRAL BANK
TypeBank
AddressELIZABETHTOWN, KY 42701
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2047

August 2017: Deed, Transfer

Document TypeDeed
JurisdictionHARDIN KY
Recording DateAug 16, 2017
Property Address791 E MAIN ST, CECILIA, KY 42724-9621
Document Number1444/641
Book / Page1444 / 641
Instrument DateAug 11, 2017
Transaction TypeTransfer
Record UpdatedOct 8, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5940 NEW GLENDALE RD, 5940, ELIZABETHTOWN, KY 42701-8354

Transferred To (Grantee/Buyer)

NameVerified Name
Address791 E MAIN ST, CECILIA, KY 42724-9621

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of January 20, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyHardin County
Unified School DistrictHardin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,871.00 (+5.65%)$194,500 (-) Land $15,600 Building $178,900$194,500 (-) Land $15,600 Building $178,900
2023$194,500 Land $15,600 Building $178,900$194,500 Land $15,600 Building $178,900
2021$1,771.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARDIN COUNTY WATER DISTRICT #2
serves 76,326 people · EPA ID KY0470175
Water SourceSurface water
Last State InspectionSep 2025
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Brandenburg Telecom
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Windstream
DSL		300 / 20
AT&T
Fixed Wireless		100 / 20

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