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815 Richards St, Geneva, IL 60134 Property Records

Kane County property record for 815 Richards St, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,124 sqft · built 1926
Lot Size0.147 acres (6,405 sqft)
Owner2 Individual Names on Record
Last Sale$418,000 (Nov 2004)
Tax Bill$10,511 (2025)
Deeds & MortgagesMay 2023 Line of Credit
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN12-03-128-009

Property Details

APN / Parcel Number

Primary APN12-03-128-009
Alternative APN
  • 1203128001

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area2,124 sqft Living Area
Gross Area3,448 sqft
Basement Area1,324 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Lot Area6,405 sqft (0.147 acres)
View / LotCorner
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Water SourceCommercial

Location & Zoning

Street Address815 RICHARDS ST
CityGENEVA
StateIL
Zip60134-1266
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 1 & THE N 26.4 FEET OF LT 2 IN BLK 12 IN THE MEDIAPOLIS ADDITION & THE VACATED ALLEY AS DESC IN DOC 2011K071934
Legal SubdivisionTHE MEDIAPOLIS ADDN
Legal Block12
Legal Lot Number1,2
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group3
Census Block3003
Census Tract852608

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address815 RICHARDS ST, GENEVA, IL 60134-1266
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
May 2, 2023Deed of Trust, Mortgage · Line of Credit
INLAND BANK & TRUST
Aug 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 9, 2004 · Amount on Record
Deed SaleNov 9, 2004 · Amount on Record
Prior SaleApr 20, 2004 · Amount on Record
Deed Document Number2004146019
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address815 RICHARDS ST, GENEVA, IL 60134-1266
Transaction TypeMortgage
Record UpdatedMay 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address815 RICHARDS ST, GENEVA, IL 60134-1266

Mortgage

Document Number0000013843
DateMay 2, 2023
Instrument2023K013843
Lender
NameINLAND BANK & TRUST
TypeBank
AddressOAK BROOK, IL 60523
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address815 RICHARDS ST, GENEVA, IL 60134-1266
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000044939
DateAug 12, 2020
Instrument2020K044939
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050
Interest
Rate TypeFixed Rate
Rate3.12%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,511.00 (-0.28%) Homeowner's exemption$153,536 (+8.5%) Land $39,010 Building $114,526$460,792 (+8.5%) Land $117,077 Building $343,715
2024$141,508 (+7.01%) Land $35,954 Building $105,554$424,694 (+7.05%) Land $107,905 Building $316,789
2022$10,540.00 (+3.01%) Homeowner's exemption$132,237 (+3.86%) Land $30,371 Building $101,866$396,711 (+3.86%) Land $91,113 Building $305,598
2021$10,232.00 Homeowner's exemption$127,322 Land $29,242 Building $98,080$381,966 Land $87,726 Building $294,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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