Kane County property record for 747 Richards St, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,092 sqft · built 1986 |
| Lot Size | 0.222 acres (9,650 sqft) |
| Owner | Individual Name on File |
| Last Sale | $335,000 (Jun 2021) |
| Tax Bill | $7,399 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit Jun 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03-130-021 |
| Primary APN | 12-03-130-021 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| Gross Area | 1,820 sqft |
| Basement Area | 728 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Cape Cod |
| Lot Area | 9,650 sqft (0.222 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 747 RICHARDS ST |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-1264 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRANDVIEW ADDITION LOT 2 BLOCK 2 |
| Legal Subdivision | RANDVIEW ADDN |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 852608 |
747 Richards St is owned and occupied by an individual who bought it in June 2021.
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 747 RICHARDS ST, GENEVA, IL 60134-1264 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 12, 2021 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Jun 3, 2021 | Warranty Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Oct 22, 2020 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2021 · Amount on File |
| Deed Sale | Jun 3, 2021 · Amount on File |
| Prior Sale | Oct 22, 2020 · Amount on File |
| Deed Document Number | 202142402 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 747 RICHARDS ST, GENEVA, IL 60134-1264 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 747 RICHARDS ST, GENEVA, IL 60134-1264 |
| Document Number | 0000061826 |
|---|---|
| Date | Aug 12, 2021 |
| Instrument | 2021K061826 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 4, 2051 |
| Rate | 6.96% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 3, 2021 |
| Property Address | 747 RICHARDS ST, GENEVA, IL 60134-1264 |
| Document Number | 0000042402 |
| Instrument Date | Apr 5, 2021 |
| Instrument | 2021K042402 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2021 |
| Title Company | FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $335.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 747 RICHARDS ST, GENEVA, IL 60134-1264 |
| Document Number | 0000042403 |
|---|---|
| Date | Jun 3, 2021 |
| Instrument | 2021K042403 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 22, 2020 |
| Property Address | 747 RICHARDS ST, GENEVA, IL 60134-1264 |
| Document Number | 0000063341 |
| Instrument Date | Oct 7, 2020 |
| Instrument | 2020K063341 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FOX TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $285.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 49545 RANCHO LAS MARIPOSAS, 49545, LA QUINTA, CA 92253-8432 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 747 RICHARDS ST, GENEVA, IL 60134-1264 |
| Document Number | 0000063342 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 2020K063342 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 747 Richards St was $7,399 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,399.00 Homeowner's exemption | $110,451 (+8.5%) Land $43,345 Building $67,106 | $331,486 (+8.5%) Land $130,087 Building $201,399 |
| 2024 | $101,798 Land $39,949 Building $61,849 | $305,516 Land $119,895 Building $185,621 | |
| 2022 | $9,605.00 (+3.02%) Homeowner's exemption | $121,044 (+3.86%) Land $33,746 Building $87,298 | $363,132 (+3.86%) Land $101,238 Building $261,894 |
| 2021 | $9,323.00 Homeowner's exemption | $116,546 Land $32,492 Building $84,054 | $349,638 Land $97,476 Building $252,162 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 747 Richards St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 747 Richards St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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