808 Richards St, Geneva, IL 60134 Property Records

Kane County property record for 808 Richards St, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,403 sqft · built 1937
Lot Size0.183 acres (7,980 sqft)
Owner2 Individual Names on Record
Last Sale$300,000 (Apr 2022)
Tax Bill$6,929 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Sep 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-03-127-004

Property Details

APN / Parcel Number

Primary APN12-03-127-004

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,403 sqft Living Area
Gross Area2,338 sqft
Basement Area935 sqft

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 1937
Lot Area7,980 sqft (0.183 acres)
Parking Spaces1 Parking Space

Location & Zoning

Street Address808 RICHARDS ST
CityGENEVA
StateIL
Zip60134-1267
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionST.CHAS-GENEVA HOMES LOT 5 BLOCK 11
Legal SubdivisionMEDIAPOLIS ADD/ST CHARLES
Legal Block3
Legal Lot Number5
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group3
Census Block3004
Census Tract852608

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address808 RICHARDS ST, GENEVA, IL 60134-1267
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2022Warranty Deed, Transfer · Conventional Mortgage
COMPASS MORTGAGE INC
Sep 28, 2017Warranty Deed, Transfer · Conventional with PMI
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 14, 2022 · Amount on Record
Deed SaleApr 14, 2022 · Amount on Record
Prior SaleSep 28, 2017 · Amount on Record
Deed Document Number202220512
Record UpdatedOct 29, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateApr 14, 2022
Property Address808 RICHARDS ST, GENEVA, IL 60134-1267
Document Number0000020512
Instrument DateMar 15, 2022
Instrument2022K020512
Transaction TypeTransfer
Record UpdatedApr 21, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$300.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address808 RICHARDS ST, 808, GENEVA, IL 60134-1267

Transferred To (Grantee/Buyer)

NameVerified Name
Address808 RICHARDS ST, GENEVA, IL 60134-1267

Mortgage

Document Number0000020513
DateApr 14, 2022
Instrument2022K020513
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2052
Interest
Rate TypeFixed Rate
Rate4.62%

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateSep 28, 2017
Property Address808 RICHARDS ST, GENEVA, IL 60134-1267
Document Number0000051005
Instrument DateSep 17, 2017
Instrument51005
Transaction TypeTransfer
Record UpdatedOct 27, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$311.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address659 BROOKLYN DR AURORA IL 605029039, AURORA, IL 60502-9039

Mortgage

Document Number51006
DateSep 28, 2017
Instrument51006
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 27, 2047
Interest
Rate TypeFixed Rate
Rate3.99%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,929.00 (+5.43%) Homeowner's exemption$103,939 (+8.5%) Land $39,010 Building $64,929$311,942 (+8.5%) Land $117,077 Building $194,865
2024$95,796 (+13.08%) Land $35,954 Building $59,842$287,503 (+13.12%) Land $107,905 Building $179,598
2022$6,572.00 (+3.12%) Homeowner's exemption$84,716 (+3.86%) Land $30,371 Building $54,345$254,148 (+3.86%) Land $91,113 Building $163,035
2021$6,373.00 Homeowner's exemption$81,567 Land $29,242 Building $52,325$244,701 Land $87,726 Building $156,975

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

Nearby Properties on Richards St

Nearby Streets

Search Property Records by Address or Parcel Number