Kane County property record for 805 Richards St, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,190 sqft · built 1937 |
| Lot Size | 0.153 acres (6,650 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $291,500 (Dec 2020) |
| Tax Bill | $7,179 (2025) |
| Deeds & Mortgages | Dec 2017 Line of Credit Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03-128-003 |
| Primary APN | 12-03-128-003 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,190 sqft Living Area |
| Gross Area | 1,934 sqft |
| Basement Area | 744 sqft |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,650 sqft (0.153 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 805 RICHARDS ST |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-1266 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 IN BLK 12 OF MEDIAPOLIS ADDITION TO ST CHARLES AND GENEVA |
| Legal Subdivision | MEDIAPOLIS ADDN |
| Legal Block | 12 |
| Legal Lot Number | 4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 852608 |
805 Richards St is owned and occupied by two individuals who bought it in December 2020.
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 805 RICHARDS ST, GENEVA, IL 60134-1266 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 8, 2017 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Dec 16, 2020 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2020 · Amount on File |
| Deed Sale | Dec 16, 2020 · Amount on File |
| Prior Sale | Jun 16, 2009 · Amount on File |
| Deed Document Number | 202078585 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 805 RICHARDS ST, GENEVA, IL 60134-1266 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000064106 |
|---|---|
| Date | Dec 8, 2017 |
| Instrument | 2017K064106 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 5, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 16, 2020 |
| Property Address | 805 RICHARDS ST, GENEVA, IL 60134-1266 |
| Document Number | 0000078585 |
| Instrument Date | Dec 9, 2020 |
| Instrument | 2020K078585 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $291.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 805 RICHARDS ST, GENEVA, IL 60134-1266 |
| Document Number | 0000078586 |
|---|---|
| Date | Dec 16, 2020 |
| Instrument | 2020K078586 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
The 2025 property tax bill for 805 Richards St was $7,179 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,179.00 Homeowner's exemption | $107,398 (+8.5%) Land $39,010 Building $68,388 | $322,323 (+8.5%) Land $117,077 Building $205,246 |
| 2024 | $98,984 Land $35,954 Building $63,030 | $297,071 Land $107,905 Building $189,166 | |
| 2022 | $7,370.00 (+3.11%) Homeowner's exemption | $94,269 (+3.86%) Land $30,371 Building $63,898 | $282,807 (+3.86%) Land $91,113 Building $191,694 |
| 2021 | $7,148.00 Homeowner's exemption | $90,765 Land $29,242 Building $61,523 | $272,295 Land $87,726 Building $184,569 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 805 Richards St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 805 Richards St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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