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746 Richards St, Geneva, IL 60134 Property Records

Kane County property record for 746 Richards St, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,309 sqft · built 1949
Lot Size0.305 acres (13,300 sqft)
Owner2 Company Names on Record
Last Sale$400,000 (Apr 2020)
Tax Bill$8,957 (2025)
Deeds & MortgagesJul 2023 Transfer
Apr 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-03-129-013

Property Details

APN / Parcel Number

Primary APN12-03-129-013

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,309 sqft Living Area
Gross Area2,999 sqft
1st Floor Area1,309 sqft
Basement Area1,690 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Lot Area13,300 sqft (0.305 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address746 RICHARDS ST
CityGENEVA
StateIL
Zip60134-1265
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGRAND VIEW ADD. - LOTS 20 & 21 IN BLK 1
Legal SubdivisionGRAND VIEW ADD
Legal Block1
Legal Lot Number20,21
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group3
Census Block3022
Census Tract852608

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address746 RICHARDS ST, GENEVA, IL 60134-1265
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Jul 11, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Apr 2, 2020Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Feb 8, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 2, 2020 · Amount on Record
Deed SaleApr 2, 2020 · Amount on Record
Prior SaleNov 28, 1994 · Amount on Record
Deed Document Number202016486
Last Transfer DateJul 10, 2023
Transfer Doc0000023032
Record UpdatedSep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateJul 11, 2023
Property Address746 RICHARDS ST, GENEVA, IL 60134-1265
Document Number0000023032
Instrument DateJul 10, 2023
Instrument2023K023032
Transaction TypeTransfer
Record UpdatedJul 24, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address746 RICHARDS ST, GENEVA, IL 60134-1265

April 2020: Deed, Transfer

Document TypeDeed
JurisdictionKANE IL
Recording DateApr 2, 2020
Property Address746 RICHARDS ST, GENEVA, IL 60134-1265
Document Number0000016486
Instrument DateMar 23, 2020
Instrument2020K016486
Transaction TypeTransfer
Record UpdatedJul 27, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address746 RICHARDS ST, 746, GENEVA, IL 60134-1265

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address746 RICHARDS ST, GENEVA, IL 60134-1265

Mortgage

Document Number0000016487
DateApr 2, 2020
Instrument2020K016487
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2050

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateFeb 8, 2018
Property Address746 RICHARDS ST, GENEVA, IL 60134-1265
Document Number0000006457
Instrument DateJan 25, 2018
Instrument6457
Transaction TypeTransfer
Record UpdatedFeb 22, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address746 RICHARDS ST GENEVA IL 601341265, GENEVA, IL 60134-1265

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,957.00 (+6.44%)$132,025 (-2.4%) Land $43,345 Building $88,680$396,233 (-2.4%) Land $130,087 Building $266,146
2024$135,275 (+7.43%) Land $39,949 Building $95,326$405,987 (+7.47%) Land $119,895 Building $286,092
2022$8,415.00 (+3.06%) Homeowner's exemption$125,924 (+3.86%) Land $33,746 Building $92,178$377,772 (+3.86%) Land $101,238 Building $276,534
2021$8,165.00 Homeowner's exemption$121,244 Land $32,492 Building $88,752$363,732 Land $97,476 Building $266,256

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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