Kane County property record for 802 Richards St, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,848 sqft · built 1948 |
| Lot Size | 0.22 acres (9,576 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $555,000 (Dec 2024) |
| Tax Bill | $10,667 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03-127-005 |
| Primary APN | 12-03-127-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,848 sqft Living Area |
| Gross Area | 2,936 sqft |
| Basement Area | 1,088 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Cape Cod |
| Lot Area | 9,576 sqft (0.22 acres) |
| View / Lot | Corner |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 802 RICHARDS ST |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-1267 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 (EX THE NORTH 10 FT) IN BLK 11 OF THE MEDIAPOLIS ADDITION TO ST CHARLES AND GENEVA |
| Legal Subdivision | THE MEDIAPOLIS ADDN |
| Legal Block | 11 |
| Legal Lot Number | 4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 852608 |
802 Richards St is owned by two individuals who bought it in December 2024.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1428 S 3RD ST, SAINT CHARLES, IL 60174-4014 |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 10, 2022 | Intrafamily Transfer, Transfer · Stand-Alone First Mortgage UNISON AGREEMENT CORP |
| Feb 11, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 23, 2021 | Re-recorded Document PRAIRIE TITLE |
| Nov 1, 2017 | Warranty Deed, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2024 · Amount on File |
| Deed Sale | Dec 11, 2024 · Amount on File |
| Prior Sale | Nov 1, 2017 · Amount on File |
| Deed Document Number | 202445768 |
| Prior Transfer Date | Nov 7, 2024 |
| Prior Transfer Doc | 0000000607 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 10, 2022 |
| Property Address | 802 RICHARDS ST, GENEVA, IL 60134-1267 |
| Document Number | 0000040678 |
| Instrument Date | Jul 8, 2022 |
| Instrument | 2022K040678 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 802 RICHARDS ST, 802, GENEVA, IL 60134-1267 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 802 RICHARDS ST, GENEVA, IL 60134-1267 |
| Document Number | 0000040680 |
|---|---|
| Date | Aug 10, 2022 |
| Instrument | 2022K040680 |
| Name | UNISON AGREEMENT CORP |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 11, 2021 |
| Property Address | 802 RICHARDS ST, GENEVA, IL 60134-1267 |
| Document Number | 0000011367 |
| Instrument Date | Feb 3, 2021 |
| Instrument | 2021K011367 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | PRAIRIE TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 802 RICHARDS ST, GENEVA, IL 60134-1267 |
| Investor | Possibly a Property Investor |
| Document Number | 0000011368 |
|---|---|
| Date | Feb 11, 2021 |
| Instrument | 2021K011368 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 23, 2021 |
| Property Address | 802 RICHARDS ST, GENEVA, IL 60134-1267 |
| Document Number | 0000022607 |
| Instrument Date | Jan 28, 2021 |
| Instrument | 2021K022607 |
| Record Updated | Jul 27, 2021 |
| Title Company | PRAIRIE TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 802 RICHARDS ST, GENEVA, IL 60134-1267 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 1, 2017 |
| Property Address | 802 RICHARDS ST, GENEVA, IL 60134-1267 |
| Document Number | 0000057254 |
| Instrument Date | Oct 24, 2017 |
| Instrument | 2017K057254 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $378.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 802 RICHARDS ST, 802, GENEVA, IL 60134-1267 |
| Name | Verified Name |
|---|---|
| Address | 506 LEESBURG ST, OSWEGO, IL 60543-4086 |
| Document Number | 0000057255 |
|---|---|
| Date | Nov 1, 2017 |
| Instrument | 2017K057255 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2047 |
The 2025 property tax bill for 802 Richards St was $10,667.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,667.00 | $155,698 (+8.5%) Land $43,345 Building $112,353 | $467,281 (+8.5%) Land $130,087 Building $337,194 |
| 2024 | $143,500 Land $39,949 Building $103,551 | $430,672 Land $119,895 Building $310,777 | |
| 2022 | $10,935.00 (+3%) Homeowner's exemption | $136,972 (+3.86%) Land $33,746 Building $103,226 | $410,916 (+3.86%) Land $101,238 Building $309,678 |
| 2021 | $10,616.00 Homeowner's exemption | $131,882 Land $32,492 Building $99,390 | $395,646 Land $97,476 Building $298,170 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 802 Richards St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 802 Richards St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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