815 Highgrove Cir, Franklin, TN 37069 Property Records

Williamson County property record for 815 Highgrove Cir, Franklin, TN 37069

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 5,999 sqft · built 2004
Lot Size	0.607 acres (26,460 sqft)
Owner	2 Individual Names on Record
Last Sale	$749,900 (May 2013)
Tax Bill	$6,400 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`038K-A-013.00-000`

Property Details

APN / Parcel Number

Primary APN	`038K-A-013.00-000`
Alternative APNs	`094038K A 01300` `192946`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	25 Plumbing Fixtures
Stories	2 Stories
Building Area	5,999 sqft Living Area
Gross Area	7,856 sqft
1st Floor Area	2,361 sqft
Basement Area	2,361 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,460 sqft (0.607 acres)
Lot Dimensions	210 ft deep x 126 ft wide
View / Lot	Corner
Garage Type	Attached
Garage Area	896 sqft
Driveway	Driveway

Exterior Amenities

Pool Area	684 sqft
Porch	Slab
Porch Area	268 sqft
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	815 HIGHGROVE CIR
City	FRANKLIN
State	TN
Zip	37069-4117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD RIVER LANDING SEC 4 PB 29 PG 113 LOT 0502
Legal Subdivision	RIVER LANDING
Legal Lot Number	0502
Jurisdiction	WILLIAMSON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1008
Census Tract	50406

Owner

Source: Williamson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	815 HIGHGROVE CIR, FRANKLIN, TN 37069-4117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Line of Credit RENASANT BANK
Sep 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage LEGACY HOME LOANS LLC LEGACY HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2013 · Amount on Record
Deed Sale	May 31, 2013 · Amount on Record
Prior Sale	Oct 22, 2004 · Amount on Record
Deed Document Number	201325022
Deed Book / Page	5935 / 19
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	815 HIGHGROVE CIR, FRANKLIN, TN 37069-4117
Transaction Type	Mortgage
Record Updated	Mar 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0084280333
Date	Feb 22, 2021
Book Page	8428/333
Instrument	21010145

Lender

Name	RENASANT BANK
Type	Bank
Address	NASHVILLE, TN 37215

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 25, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	815 HIGHGROVE CIR, FRANKLIN, TN 37069-4117
Document Number	0082080947
Instrument Date	Sep 18, 2020
Transaction Type	Mortgage
Record Updated	Oct 12, 2020
Title Company	LENDERS TITLE COMPANY, LENDERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	815 HIGHGROVE CIR FRANKLIN TN 370694117, FRANKLIN, TN 37069-4117

Mortgage

Document Number	0082080947
Date	Sep 25, 2020
Book Page	008208/000947
Instrument	53275

Lender

Name	LEGACY HOME LOANS LLC LEGACY HOME LOANS LLC
Type	Bank
Address	NASHVILLE, TN 37215

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2050

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,400.00 (-38.06%)	$492,275 (+93.05%) Land $130,000 Building $362,275	$1,969,100 (+93.05%) Land $520,000 Building $1,449,100
2024	$10,332.00 (+115.52%)
2023	$4,794.00 (+3.34%)	$255,000 (+3.33%) Land $61,750 Building $193,250	$1,020,000 (+3.33%) Land $247,000 Building $773,000
2022	$4,639.00	$246,775 Land $61,750 Building $185,025	$987,100 Land $247,000 Building $740,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 71 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	71 in force
Nearby Flood Claims	11 (2010–2021)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Mar 2021 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPT serves 77,222 people · EPA ID TN0000246
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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