Orange County property record for 815 Carnaros, San Clemente, CA 92672 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,982 sqft · built 1998 |
| Lot Size | 0.128 acres (5,580 sqft) |
| Owner | Owner Name on File |
| Last Sale | $475,000 (Nov 1998) |
| Tax Bill | $7,459 (2025) |
| Deeds & Mortgages | Sep 2018 Line of Credit May 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 688-241-01 |
| Primary APN | 688-241-01 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 2,982 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Lot Area | 5,580 sqft (0.128 acres) |
| Garage Area | 656 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 815 CARNAROS |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92672-7205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 14759 BLK LOT 34 |
| Legal Subdivision | 14759 |
| Legal Tract | 14759 |
| Legal Lot Number | 34 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 42109 |
Source: Orange County records · APN 688-241-01
Assessment roll updated July 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 815 CARNAROS, SAN CLEMENTE, CA 92672-7205 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Sep 28, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| May 02, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 25, 1998 · Amount on Record |
| Deed Sale | Nov 25, 1998 · Amount on Record |
| Prior Sale | Nov 25, 1998 · Amount on Record |
| Deed Document Number | 0000810818 |
| Deed Book / Page | 688 |
| Last Transfer Date | Aug 02, 2013 |
| Transfer Doc | 0000462280 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 815 CARNAROS, SAN CLEMENTE, CA 92672-7205 |
| Document Number | 0000368148 |
| Instrument Date | Sep 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 815 CARNAROS SAN CLEMENTE CA 926727205, SAN CLEMENTE, CA 92672-7205 |
| Document Number | 0000368148 |
|---|---|
| Date | Oct 10, 2018 |
| Instrument | 368148 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 815 CARNAROS, SAN CLEMENTE, CA 92672-7205 |
| Document Number | 0000199403 |
| Instrument Date | May 02, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 815 CARNAROS SAN CLEMENTE CA 926727205, SAN CLEMENTE, CA 92672-7205 |
| Document Number | 0000199403 |
|---|---|
| Date | May 16, 2017 |
| Instrument | 199403 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,459.00 (+3.93%) Homeowner's exemption | $744,501 (+4.04%) Land $336,218 Building $408,283 |
| 2023 | $7,177.00 (+1.96%) Homeowner's exemption | $715,592 Land $323,162 Building $392,430 |
| 2022 | $7,039.00 |
Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060590421094, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Moderate above 64% of the US · above 39% of California |
|---|---|
| Wildfire Likelihood | About 1 in 389 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 367 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 100 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
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