806 Carnaros, San Clemente, CA 92672 Property Records

Orange County property record for 806 Carnaros, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,458 sqft · built 1998
Lot Size	0.114 acres (4,950 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,465,000 (Jun 2023)
Tax Bill	$15,322 (2025)
Deeds & Mortgages	May 2026 Mortgage Jun 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`688-241-68`

Property Details

APN / Parcel Number

Primary APN	`688-241-68`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,458 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	4,950 sqft (0.114 acres)
Garage Area	599 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	806 CARNAROS
City	SAN CLEMENTE
State	CA
Zip	92672-7205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 14759 BLK LOT 39
Legal Subdivision	TRACT NO 14759
Legal Tract	14759
Legal Lot Number	39
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	4
Census Block	4000
Census Tract	42109

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	806 CARNAROS, SAN CLEMENTE, CA 92672-7205
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK N A
Jun 22, 2023	Deed of Trust, Mortgage · Line of Credit AIM CU
Jun 22, 2023	Grant Deed, Transfer · Conventional Mortgage THE TURNKEY FOUNDATION INC
Mar 27, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Mar 27, 2020	Grant Deed, Transfer · Conventional Mortgage FIRST UNITED SVCS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2023 · Amount on Record
Deed Sale	Jun 22, 2023 · Amount on Record
Prior Sale	Mar 27, 2020 · Amount on Record
Deed Document Number	2023149500
Prior Transfer Date	Mar 12, 2020
Prior Transfer Doc	0000140116
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	May 26, 2026
Property Address	806 CARNAROS, SAN CLEMENTE, CA 92672-7205
Document Number	0000148865
Instrument Date	May 20, 2026
Instrument	2026148865
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	OMA TITLE, DOMA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	301 EATON LN, MOUNTAIN VIEW, CA 94043-5260
Investor	Possibly a Property Investor

Mortgage

Document Number	0000148865,
Date	May 26, 2026
Instrument	2026148865

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	806 CARNAROS, SAN CLEMENTE, CA 92672-7205
Transaction Type	Mortgage
Record Updated	Jul 26, 2023
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7504 BOLLINGER RD, CUPERTINO, CA 95014-4333

Mortgage

Document Number	0000149502
Date	Jun 22, 2023
Instrument	2023000149502

Lender

Name	AIM CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 22, 2023
Property Address	806 CARNAROS, SAN CLEMENTE, CA 92672-7205
Document Number	0000149500
Map Reference	MB 707 PG 13-22
Instrument Date	Jun 6, 2023
Instrument	2023000149500
Transaction Type	Transfer
Record Updated	Jul 26, 2023
Title Company	FIRST AMER TTL CO RES DIV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	806 CARNAROS, SAN CLEMENTE, CA 92672-7205

Mortgage

Document Number	0000149501
Date	Jun 22, 2023
Instrument	2023000149501

Lender

Name	THE TURNKEY FOUNDATION INC
Type	Mortgage Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 27, 2020
Property Address	806 CARNAROS, SAN CLEMENTE, CA 92672-7205
Document Number	0000140116
Instrument Date	Mar 12, 2020
Instrument	140116
Transaction Type	Transfer
Record Updated	Apr 24, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	806 CARNAROS SAN CLEMENTE CA 926727205, SAN CLEMENTE, CA 92672-7205

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 27, 2020
Property Address	806 CARNAROS, SAN CLEMENTE, CA 92672-7205
Document Number	0000140115
Instrument Date	Feb 20, 2020
Instrument	140115
Transaction Type	Transfer
Record Updated	Apr 24, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,047.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	806 CARNAROS SAN CLEMENTE CA 926727205, SAN CLEMENTE, CA 92672-7205

Mortgage

Document Number	140117
Date	Mar 27, 2020
Instrument	140117

Lender

Name	FIRST UNITED SVCS CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,554,669 (+2%) Land $1,167,459 Building $387,210
2025	$15,322.00 (+51.3%) Homeowner's exemption	$1,524,186 (+52.31%) Land $1,144,568 Building $379,618
2023	$10,127.00 (+1.94%)	$1,000,720 (+2%) Land $663,003 Building $337,717
2022	$9,934.00	$981,099 Land $650,003 Building $331,096

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: GeoLinks, T-Mobile, Verizon.

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