Orange County property record for 809 Carnaros, San Clemente, CA 92672 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 1998 |
| Square Footage | 2,982 sqft Living Area |
| Lot Size | 6,240 sqft (0.143 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $469,000 (1998) |
| Tax Bill | $8,021.00 (2025) |
Source: Orange County records · APN 688-241-04
Assessment roll updated July 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 809 CARNAROS, SAN CLEMENTE, CA 92672-7205 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Jul 09, 2020 | Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK |
| May 26, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 26, 2020 | Quit Claim Deed, Transfer NORTH AMERICAN TITLE |
| Aug 07, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Aug 07, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 24, 1998 · Amount on Record |
| Deed Sale | Nov 24, 1998 · Amount on Record |
| Prior Sale | May 26, 2020 |
| Deed Doc Number | 0000806104 |
| Deed Book / Page | 688 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 809 CARNAROS, SAN CLEMENTE, CA 92672-7205 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2021 |
| Title Company | NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 809 CARNAROS, SAN CLEMENTE, CA 92672-7205 |
| Document Number | 0000403143 |
|---|---|
| Date | Jun 18, 2021 |
| Instrument | 2021000403143 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 809 CARNAROS, SAN CLEMENTE, CA 92672-7205 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | NORTH AMERICAN TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000324893 |
|---|---|
| Date | Jul 09, 2020 |
| Instrument | 2020000324893 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 23, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | May 26, 2020 |
| Property Address | 809 CARNAROS, SAN CLEMENTE, CA 92672-7205 |
| Document Number | 0000235165 |
| Map Reference | MB 707 PG 13-22 |
| Instrument Date | May 19, 2020 |
| Instrument | 2020000235165 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | NORTH AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 809 CARNAROS, SAN CLEMENTE, CA 92672-7205 |
| Document Number | 0000235166 |
|---|---|
| Date | May 26, 2020 |
| Instrument | 2020000235166 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | May 26, 2020 |
| Property Address | 809 CARNAROS, SAN CLEMENTE, CA 92672-7205 |
| Document Number | 0000235167 |
| Instrument Date | May 19, 2020 |
| Instrument | 235167 |
| Transaction Type | Transfer |
| Record Updated | Jun 04, 2020 |
| Title Company | NORTH AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 809 CARNAROS SAN CLEMENTE CA 926727205, SAN CLEMENTE, CA 92672-7205 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Aug 07, 2019 |
| Property Address | 809 CARNAROS, SAN CLEMENTE, CA 92672-7205 |
| Document Number | 0000289656 |
| Instrument Date | Aug 02, 2019 |
| Instrument | 289656 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 809 CARNAROS SAN CLEMENTE CA 926727205, SAN CLEMENTE, CA 92672-7205 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Aug 07, 2019 |
| Property Address | 809 CARNAROS, SAN CLEMENTE, CA 92672-7205 |
| Document Number | 0000289654 |
| Map Reference | MB 707 PG 13-22 |
| Instrument Date | Jul 25, 2019 |
| Instrument | 2019000289654 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 809 CARNAROS, SAN CLEMENTE, CA 92672-7205 |
| Document Number | 0000289655 |
|---|---|
| Date | Aug 07, 2019 |
| Instrument | 2019000289655 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $8,021.00 (+4.71%) | $793,187 (+4.87%) Land $326,807 Building $466,380 |
| 2023 | $7,660.00 (+8.09%) | $756,388 Land $314,117 Building $442,271 |
| 2022 | $7,087.00 |
Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 64% of the US · above 39% of California |
|---|---|
| Wildfire Likelihood | About 1 in 389 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 688-241-04 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 2,982 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Lot Area | 6,240 sqft (0.143 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 656 sqft Garage |
| Pool Type | Pool with Hot Tub/Spa Pool Type |
| Street Address | 809 CARNAROS |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92672-7205 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | N TR 14759 BLK LOT 31 |
| Legal Subdivision | 14759 |
| Legal Tract | 14759 |
| Legal Lot Number | 31 |
| Jurisdiction | ORANGE CA |
| Minor Civil Division | SOUTH COAST |
| Census Blockgroup | 4 |
| Census Block | 4000 |
| Census Tract | 42109 |
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