814 Carnaros, San Clemente, CA 92672 Property Records

Orange County property record for 814 Carnaros, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,670 sqft · built 1998
Lot Size	0.117 acres (5,115 sqft)
Owner	2 Company Names on Record
Last Sale	$759,000 (May 2013)
Tax Bill	$9,447 (2025)
Deeds & Mortgages	Jul 2026 Transfer Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`688-241-72`

Property Details

APN / Parcel Number

Primary APN	`688-241-72`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	2,670 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	5,115 sqft (0.117 acres)
Garage Area	592 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	814 CARNAROS
City	SAN CLEMENTE
State	CA
Zip	92672-7205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 14759 BLK LOT 35
Legal Subdivision	TRACT NO 14759
Legal Tract	14759
Legal Lot Number	35
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	4
Census Block	4000
Census Tract	42109

Owner

Source: Orange County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	27035 MILL POND RD, CAPISTRANO BEACH, CA 92624-1677
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Nov 10, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2013 · Amount on Record
Deed Sale	May 2, 2013 · Amount on Record
Deed Document Number	2013266072
Prior Transfer Date	Jun 13, 2003
Prior Transfer Doc	0000720555
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 8, 2026
Property Address	814 CARNAROS, SAN CLEMENTE, CA 92672-7205
Document Number	0000195064
Instrument Date	May 21, 2026
Instrument	2026195064
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	27035 MILL POND RD, CAPISTRANO BEACH, CA 92624-1677

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	814 CARNAROS, SAN CLEMENTE, CA 92672-7205
Transaction Type	Mortgage
Record Updated	Oct 28, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	814 CARNAROS, SAN CLEMENTE, CA 92672-7205

Mortgage

Document Number	0000634398
Date	Oct 18, 2021
Instrument	2021000634398

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	814 CARNAROS, SAN CLEMENTE, CA 92672-7205
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	814 CARNAROS, SAN CLEMENTE, CA 92672-7205

Mortgage

Document Number	0000646615
Date	Nov 10, 2020
Instrument	2020000646615

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	814 CARNAROS, SAN CLEMENTE, CA 92672-7205
Document Number	0000265840
Instrument Date	Jun 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	814 CARNAROS SAN CLEMENTE CA 926727205, SAN CLEMENTE, CA 92672-7205

Mortgage

Document Number	0000265840
Date	Jun 11, 2020
Instrument	265840

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$953,339 (+2%) Land $543,879 Building $409,460
2025	$9,447.00 (+3.89%)	$934,647 (+4.04%) Land $533,215 Building $401,432
2023	$9,093.00 (+1.94%)	$898,354 Land $512,509 Building $385,845
2022	$8,920.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: GeoLinks, T-Mobile, Verizon.

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