808 Carnaros, San Clemente, CA 92672 Property Records

Orange County property record for 808 Carnaros, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,982 sqft · built 1998
Lot Size	0.119 acres (5,225 sqft)
Owner	Company Name on Record
Last Sale	$1,345,000 (Jul 2021)
Tax Bill	$14,416 (2025)
Deeds & Mortgages	Jul 2021 Sale Jul 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`688-241-69`

Property Details

APN / Parcel Number

Primary APN	`688-241-69`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	2,982 sqft Living Area

Exterior

Year Built	Built 1998
Lot Area	5,225 sqft (0.119 acres)
Garage Area	656 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	808 CARNAROS
City	SAN CLEMENTE
State	CA
Zip	92672-7205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 14759 BLK LOT 38
Legal Subdivision	14759
Legal Tract	14759
Legal Lot Number	38
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	4
Census Block	4000
Census Tract	42109

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	PO BOX 786, DANA POINT, CA 92629-0786
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Grant Deed, Transfer TICOR TITLE
Jul 25, 2017	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Jun 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage THAYER FINANCIAL CORP
Dec 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jul 15, 2021 · Amount on Record
Deed Sale	Jul 15, 2021 · Amount on Record
Prior Sale	Jun 19, 2002 · Amount on Record
Deed Document Number	2021000456563
Record Updated	Jun 8, 2026

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 15, 2021
Property Address	808 CARNAROS, SAN CLEMENTE, CA 92672-7205
Document Number	0000456563
Map Reference	MB 707 PG 13-22
Instrument Date	Jul 13, 2021
Instrument	2021000456563
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	TICOR TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 786, DANA POINT, CA 92629-0786

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	808 CARNAROS, SAN CLEMENTE, CA 92672-7205
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000306159
Date	Jul 25, 2017
Instrument	2017000306159

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	808 CARNAROS, SAN CLEMENTE, CA 92672-7205
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000307456
Date	Jun 30, 2020
Instrument	2020000307456

Lender

Name	THAYER FINANCIAL CORP
Type	Mortgage Company
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	808 CARNAROS, SAN CLEMENTE, CA 92672-7205
Document Number	0000528035
Instrument Date	Dec 12, 2019
Transaction Type	Mortgage
Record Updated	Dec 27, 2019
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	808 CARNAROS SAN CLEMENTE CA 926727205, SAN CLEMENTE, CA 92672-7205

Mortgage

Document Number	0000528035
Date	Dec 17, 2019
Instrument	528035

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$14,416.00 (+3.9%)	$1,427,324 (+4.04%) Land $1,029,194 Building $398,130
2023	$13,875.00 (+1.94%)	$1,371,900 Land $989,229 Building $382,671
2022	$13,611.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: GeoLinks, T-Mobile, Verizon.

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