814 Bluff Dr, Winchester, TN 37398 Property Records

Franklin County property record for 814 Bluff Dr, Winchester, TN 37398

Property Summary

Property Type	Single Family Home
Details	7.5 ba · 6,055 sqft · built 2007
Lot Size	0.474 acres (20,628 sqft)
Owner	2 Trust Names on File
Last Sale	$3,750,000 (Sep 2023)
Tax Bill	$8,401 (2025)
Deeds & Mortgages	Jul 2026 Transfer Sep 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`026053H A 01700`

Property Details

APN / Parcel Number

Primary APN	`026053H A 01700`
Alternative APN	`053H A 01700`

Interior

Full Baths	7.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	23 Plumbing Fixtures
Stories	2 Stories
Building Area	6,055 sqft Living Area
1st Floor Area	5,470 sqft
Upper Floors Area	780 sqft
Basement Area	2,955 sqft
Finished Basement	2,735 sqft
Unfinished Basement	220 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,628 sqft (0.474 acres)
Lot Dimensions	382 ft deep x 54 ft wide
Garage Type	Finished
Garage Area	780 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	160 sqft
Porch	Slab
Porch Area	978 sqft
Patio Area	1 sqft
Boat Access	Boat Access
Boat House	164 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	814 BLUFF DR
City	WINCHESTER
State	TN
Zip	37398-3863
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: L07
Legal Subdivision	HOPKINS POINT PH I
Legal Lot Number	49
Jurisdiction	FRANKLIN TN
Township / Civil Division	3
Census Block Group	3
Census Block	3001
Census Tract	960300

Owner

814 Bluff Dr is held in a trust since July 2026.

Source: Franklin County records, as of September 29, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1005 FLAGPOLE CT, BRENTWOOD, TN 37027-8172
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Sep 29, 2023	Intrafamily Transfer, Transfer
Sep 19, 2023	Warranty Deed, Transfer · Commercial Mortgage COFFEE COUNTY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2023 · Amount on File
Deed Sale	Sep 19, 2023 · Amount on File
Prior Sale	Jul 15, 2002 · Amount on File
Deed Document Number	20235723
Deed Book / Page	479 / 351
Last Transfer Date	Jul 16, 2026
Transfer Doc	0000005246
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN TN
Recording Date	Jul 17, 2026
Property Address	814 BLUFF DR, WINCHESTER, TN 37398-3863
Document Number	0000005246
Book / Page	1 / 2321
Instrument Date	Jul 16, 2026
Instrument	20265246
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	1005 FLAGPOLE CT, BRENTWOOD, TN 37027-8172

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN TN
Recording Date	Sep 29, 2023
Property Address	814 BLUFF DR, WINCHESTER, TN 37398-3863
Document Number	0023005973
Book / Page	D479 / 584
Map Reference	ENV 191A&B
Instrument Date	Sep 28, 2023
Instrument	23005973
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 MALLORY STATION RD, FRANKLIN, TN 37067-8210

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Sep 19, 2023
Property Address	814 BLUFF DR, WINCHESTER, TN 37398-3863
Document Number	0023005723
Book / Page	D479 / 351
Map Reference	ENV 191 A & B
Instrument Date	Sep 18, 2023
Instrument	23005723
Transaction Type	Transfer
Record Updated	Oct 4, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 MALLORY STATION RD, FRANKLIN, TN 37067-8210

Mortgage

Document Number	0023005724
Date	Sep 19, 2023
Instrument	23005724

Lender

Name	COFFEE COUNTY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 814 Bluff Dr was $8,401.

Source: Franklin County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,401.00	$421,050 Land $150,000 Building $271,050
2023		$421,050 (-) Land $150,000 Building $271,050
2022	$7,896.00	$421,050 Land $150,000 Building $271,050	$1,684,200 (-) Land $600,000 Building $1,084,200
2021			$1,684,200 Land $600,000 Building $1,084,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 814 Bluff Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 814 Bluff Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Spectrum.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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