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740 Bluff Dr, Winchester, TN 37398 Property Records

Franklin County property record for 740 Bluff Dr, Winchester, TN 37398

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,205 sqft · built 1991
Lot Size0.521 acres (22,700 sqft)
Owner2 Individual Names on Record
Last Sale$875,000 (Sep 2020)
Tax Bill$4,502 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN026053H A 01300

Property Details

APN / Parcel Number

Primary APN026053H A 01300
Alternative APN
  • 053H A 01300

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories2 Stories
Building Area3,205 sqft Living Area
1st Floor Area2,408 sqft
Upper Floors Area1,008 sqft
Basement Area1,400 sqft
Finished Basement1,008 sqft
Unfinished Basement392 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area22,700 sqft (0.521 acres)
Lot Dimensions227 ft deep x 100 ft wide
TerrainRolling
Garage TypeDetached
Garage Area520 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished/Screened Porch
Porch Area720 sqft
Deck Area390 sqft
Patio Area692 sqft
Boat AccessBoat Access
Boat House432 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address740 BLUFF DR
CityWINCHESTER
StateTN
Zip37398-3822
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 02, COUNTY AREA: L07
Legal SubdivisionHOPKINS POINT PH I
Legal Lot Number45
JurisdictionFRANKLIN TN
Township / Civil Division3
Census Block Group3
Census Block3001
Census Tract960300

Owner

Source: Franklin County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4566 SNOW RD, CUNNINGHAM, TN 37052-4710
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 14, 2020 · Amount on Record
Deed SaleSep 14, 2020 · Amount on Record
Prior SaleSep 4, 2012 · Amount on Record
Deed Document Number20006398
Deed Book / PageD0447 / 230
Record UpdatedJun 8, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN TN
Recording DateSep 14, 2020
Property Address740 BLUFF DR, WINCHESTER, TN 37398-3822
Document Number0020006398
Book / PageD0447 / 230
Map ReferenceENV 191 A&B
Instrument DateSep 11, 2020
Instrument20006398
Transaction TypeTransfer
Record UpdatedJul 4, 2022
Title CompanyACCESS TITLE & ESCROW INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,237.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4566 SNOW RD, CUNNINGHAM, TN 37052-4710

Mortgage

Document Number0020006399
DateSep 14, 2020
Instrument20006399
Lender
NameF & M BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,502.00 (+6.1%)$225,650 (-) Land $106,250 Building $119,400
2023$225,650 Land $106,250 Building $119,400
2022$4,243.00$902,600 Land $425,000 Building $477,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35

May also be available: Spectrum.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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