63 Cross Point Dr, Owings, MD 20736 Property Records

Calvert County property record for 63 Cross Point Dr, Owings, MD 20736 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2.5 Baths
Year BuiltBuilt 1999
Square Footage2,672 sqft Total Area
Lot Size26,182 sqft (0.601 acres)
GarageMixed, 440 sqft
OccupancyOwner Occupied
Last Sale$702,500 (2023)
Tax Bill$6,638.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-154858
Alternative APNs
  • 3154858
  • 154858

Interior

Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,672 sqft Total Area
Basement Area1,013 sqft Basement
Finished Basement1,013 sqft Finished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area26,182 sqft (0.601 acres)
Parking Spaces2 Parking Spaces
Garage TypeMixed Garage
Garage Area440 sqft Garage
Deck Area496 sqft Deck
Porch Area136 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
SewageSewage Connected

Location & Zoning

Account Number154858
Street Address63 CROSS POINT DR
CityOWINGS
StateMD
Zip20736-3320
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 42 PLAT 4 CROSS POINT
Legal SubdivisionPLAT 4 CROSS POINT
Legal Lot Number42
JurisdictionCALVERT MD
Minor Civil Division3, SUNDERLAND
Census Blockgroup2
Census Block2001
Census Tract860200

Owner

Source: Calvert County records · APN 03-154858

Assessment roll updated July 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address63 CROSS POINT DR, OWINGS, MD 20736-3320
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 05, 2023Deed, Transfer
ATG TITLE INC
Aug 09, 2022Deed, Transfer · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 05, 2023 · Amount on Record
Deed SaleMay 05, 2023 · Amount on Record
Prior SaleAug 09, 2022 · Amount on Record
Deed Book / Page6430 / 236
Prior Transfer DateJun 14, 2013
Prior Transfer Doc0042150038
Record RefreshedJun 08, 2026

May 2023: Deed, Transfer

Document TypeDeed
JurisdictionCALVERT MD
Recording DateMay 05, 2023
Property Address63 CROSS POINT DR, OWINGS, MD 20736-3320
Document Number0064300236
Book / Page6430 / 236
Map ReferenceMB ABE 4 PL 229
Instrument DateApr 21, 2023
Transaction TypeTransfer
Record UpdatedMay 19, 2023
Title CompanyATG TITLE INC

Transaction

AmountAmount Recorded
Tax$1,756.25
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address63 CROSS POINT DR, OWINGS, MD 20736-3320

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionCALVERT MD
Recording DateAug 09, 2022
Property Address63 CROSS POINT DR, OWINGS, MD 20736-3320
Document Number0063260011
Book / Page6326 / 11
Map ReferenceMB ABE 4 PL 229
Instrument DateJul 14, 2022
Transaction TypeTransfer
Record UpdatedAug 22, 2022
Title CompanyATG TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,275.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address63 CROSS POINT DR, OWINGS, MD 20736-3320

Mortgage

Document Number0000632619
DateAug 09, 2022
Instrument6326/19
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2052
Interest
Rate TypeAdjustable Rate
Rate6.25%
Type Change DateAug 01, 2025
Change Frequency5 Years
Min Rate At Change4.25%
Max Rate At Change8.25%
Index5-Year CMT
Margin2
Max Rate11.2%

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 29, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,638.00 (+25.53%)$600,200 (+17.92%) Land $182,700 Building $417,500$600,200 (-) Land $182,700 Building $417,500
2023$5,288.00$509,000$600,200 Land $182,700 Building $417,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 3,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Cross Point Dr

Nearby Streets

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