807 S Emerald Dr, McHenry, IL 60051 Property Records

McHenry County property record for 807 S Emerald Dr, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	2 bd · 5 ba · 1,738 sqft · built 1985
Lot Size	0.48 acres (20,909 sqft)
Owner	Company Name on Record
Deeds & Mortgages	Mar 2020 Mortgage Mar 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-01-326-021`

Property Details

APN / Parcel Number

Primary APN	`14-01-326-021`

Interior

Bedrooms	2 Beds
Full Baths	5 Baths
Half Baths	4 Half Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,738 sqft Living Area
Gross Area	1,558 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Architectural Style	Ranch
Construction Type	Frame
Foundation Type	Raised
Lot Area	20,909 sqft (0.48 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	160 sqft

Location & Zoning

Street Address	807 S EMERALD DR
City	MCHENRY
State	IL
Zip	60051-9442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0012620 (RE-RECORD) LT 14 HICKORY GRANGE SUB 2ND ADDN
Legal Range	08E
Legal Township	44N
Legal Section	01
Legal Subdivision	HICKORY GRANGE
Legal Block	326
Legal Lot Number	14
Jurisdiction	MCHENRY IL
Township / Civil Division	NUNDA
Census Block Group	1
Census Block	1037
Census Tract	870811

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	807 S EMERALD DR, MCHENRY, IL 60051-9442
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Mar 30, 2020	Intrafamily Transfer, Transfer
Apr 13, 2020	Correction Deed NOT AVAILABLE
Oct 13, 2017	Grant Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 13, 2020
Transfer Doc	0000012620
Record Updated	Jun 7, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	807 S EMERALD DR, MCHENRY, IL 60051-9442
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010599
Date	Mar 25, 2020
Instrument	2020R0010599

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2035

Interest

Rate Type	Fixed Rate
Rate	3.12%

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Mar 30, 2020
Property Address	807 S EMERALD DR, MCHENRY, IL 60051-9442
Document Number	0000011045
Map Reference	DOC 15386 MB 7 PG 69
Instrument Date	Mar 20, 2020
Instrument	2020R0011045
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	8078 S EMERALD DRIVE, MCHENRY, IL 60050

April 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	MCHENRY IL
Recording Date	Apr 13, 2020
Property Address	807 S EMERALD DR, MCHENRY, IL 60051-9442
Document Number	0000012620
Instrument Date	Mar 20, 2020
Instrument	12620
Record Updated	May 8, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	807 S EMERALD DR MCHENRY IL 600519442, MCHENRY, IL 60051-9442

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 13, 2017
Property Address	807 S EMERALD DR, MCHENRY, IL 60051-9442
Document Number	0000038159
Instrument Date	Sep 22, 2017
Instrument	38159
Transaction Type	Transfer
Record Updated	Jan 19, 2018
Title Company	PRECISION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$356.25
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	63 TIMENLAKE DR BARRINGTON IL 60010, BARRINGTON, IL 60010

Mortgage

Document Number	38160
Date	Oct 13, 2017
Instrument	38160

Lender

Name	DRAPER & KRAMER MTG
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Nunda Township
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption Additional exemption filed	$120,938 Land $41,184 Building $79,754	$362,814 Land $123,552 Building $239,262

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	53 (1978–2026)
Claims Outside the SFHA	4 of 53
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 9 claims Severe Storms & Flooding, Jun 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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