717 S Emerald Dr, McHenry, IL 60051 Property Records

McHenry County property record for 717 S Emerald Dr, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 2,872 sqft · built 1950
Lot Size	0.769 acres (33,541 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Aug 2023)
Deeds & Mortgages	Aug 2023 Sale Nov 2022 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`14-01-326-036`

Property Details

APN / Parcel Number

Primary APN	`14-01-326-036`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,872 sqft Living Area
Gross Area	3,280 sqft
Basement Area	408 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Architectural Style	Ranch
Exterior Material	Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	33,541 sqft (0.769 acres)
Garage Type	Attached
Garage Area	1,434 sqft
Parking Spaces	5 Parking Spaces
Deck Area	425 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	717 S EMERALD DR
City	MCHENRY
State	IL
Zip	60051-9441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0038617 LT 8 /EX N 8FT/ & ALL LT 9 HICKORY GRANGE SUB 1ST ADDN
Legal Range	08E
Legal Township	44N
Legal Section	01
Legal Subdivision	HICKORY GRANGE
Legal Lot Number	8-9
Jurisdiction	MCHENRY IL
Township / Civil Division	NUNDA
Census Block Group	1
Census Block	1037
Census Tract	870811

Owner

717 S Emerald Dr is owned and occupied by an individual who bought it in August 2023.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	717 S EMERALD DR # N, N, MCHENRY, IL 60051-9441
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2023	Deed, Transfer NOT AVAILABLE, CT
Nov 16, 2022	Intrafamily Transfer, Transfer NOT AVAILABLE, CT
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Sep 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage ASSET MUTUAL MORTGAGE INC
Oct 31, 2019	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Dec 29, 2020	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2023 · Amount on File
Deed Sale	Aug 4, 2023 · Amount on File
Prior Sale	Nov 16, 2022
Deed Document Number	2023R0019128
Record Updated	Jun 7, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 4, 2023
Property Address	717 S EMERALD DR, MCHENRY, IL 60051-9441
Document Number	0000019128
Map Reference	DOC 104457
Instrument Date	Aug 1, 2023
Instrument	2023R0019128
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	NOT AVAILABLE, CT

Transaction

Amount	Amount on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	717 S EMERALD DRN, MCHENRY, IL 60051

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	717 S EMERALD DR # N, N, MCHENRY, IL 60051-9441

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Nov 16, 2022
Property Address	717 S EMERALD DR, MCHENRY, IL 60051-9441
Document Number	0000038617
Map Reference	DOC 104457
Instrument Date	Nov 11, 2022
Instrument	2022R0038617
Transaction Type	Transfer
Record Updated	Nov 25, 2022
Title Company	NOT AVAILABLE, CT

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	717 S EMERALD DR, MCHENRY, IL 60051-9441

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	717 S EMERALD DR, MCHENRY, IL 60051-9441
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040585
Date	Oct 2, 2020
Instrument	2020R0040585

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	717 S EMERALD DR, MCHENRY, IL 60051-9441
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029311
Date	Sep 9, 2019
Instrument	2019R0029311

Lender

Name	ASSET MUTUAL MORTGAGE INC
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Interest

Rate	3.75%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	717 S EMERALD DR, MCHENRY, IL 60051-9441
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037092
Date	Oct 31, 2019
Instrument	2019R0037092

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2049

Interest

Rate Type	Adjustable Rate
Rate	7.11%
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	717 S EMERALD DR, MCHENRY, IL 60051-9441
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038702
Date	Sep 23, 2020
Instrument	2020R0038702

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	717 S EMERALD DR, MCHENRY, IL 60051-9441
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057594
Date	Dec 29, 2020
Instrument	2020R0057594

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 23, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.8%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Nunda Township
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption Additional exemption filed	$121,388 Land $61,773 Building $59,615	$364,164 Land $185,319 Building $178,845

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 717 S Emerald Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	53 (1978–2026)
Claims Outside the SFHA	4 of 53
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 9 claims Severe Storms & Flooding, Jun 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 717 S Emerald Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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