802 S Emerald Dr, McHenry, IL 60051 Property Records

McHenry County property record for 802 S Emerald Dr, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 1,546 sqft · built 1978
Lot Size0.51 acres (22,216 sqft)
Owner2 Individual Names on Record
Last Sale$175,000 (Feb 1998)
Tax Bill$9,289 (2024)
Deeds & MortgagesNov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN14-01-328-011

Property Details

APN / Parcel Number

Primary APN14-01-328-011

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms8 Rooms
Building Area1,546 sqft Living Area
1st Floor Area1,546 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleSplit Level
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area22,216 sqft (0.51 acres)
Garage TypeAttached
Garage Area572 sqft
Parking Spaces2 Parking Spaces
Deck Area358 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address802 S EMERALD DR
CityMCHENRY
StateIL
Zip60051-9419
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2003R0097545 LT 8 HICKORY PARK
Legal SubdivisionHICKORY PARK
Legal Block328
Legal Lot Number8
JurisdictionMCHENRY IL
Township / Civil DivisionNUNDA
Census Block Group1
Census Block1037
Census Tract870811

Owner

Source: McHenry County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address802 S EMERALD DR, MCHENRY, IL 60051-9419
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 20, 1998 · Amount on Record
Deed SaleFeb 20, 1998 · Amount on Record
Prior SaleSep 3, 1996 · Amount on Record
Deed Document Number199898R-009814
Last Transfer DateJul 23, 2024
Transfer Doc0000019169
Record UpdatedSep 20, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address802 S EMERALD DR, MCHENRY, IL 60051-9419
Document Number0000040630
Instrument DateNov 19, 2019
Transaction TypeMortgage
Record UpdatedDec 19, 2019
Title CompanyRAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address802 S EMERALD DR MCHENRY IL 600519419, MCHENRY, IL 60051-9419

Mortgage

Document Number0000040630
DateNov 26, 2019
Instrument40630
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 25, 2034
Interest
Rate TypeFixed Rate
Rate3.37%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionNunda Township
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$9,289.00$124,764 (+21.94%) Land $20,981 Building $103,783$374,292 (+21.94%) Land $62,943 Building $311,349
2022Homeowner's exemption$102,319 Land $17,206 Building $85,113$306,957 Land $51,618 Building $255,339

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims53 (1978–2026)
Claims Outside the SFHA4 of 53
Most Recent ClaimApr 2026 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 9 claims
  • Severe Storms & Flooding, Jun 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
AT&T
DSL
100 / 20

May also be available: Verizon.

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