McHenry County property record for 805 S Emerald Dr, McHenry, IL 60051
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 2,082 sqft · built 1929 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Trust Name on File |
| Deeds & Mortgages | Jan 2022 Transfer May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-01-326-020 |
| Primary APN | 14-01-326-020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 3 Half Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,082 sqft Living Area |
| Year Built | Built 1929 |
|---|---|
| Foundation Type | Raised |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 805 S EMERALD DR |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-9442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2022R0001354 LT 13 HICKORY GRANGE SUB 2ND ADDN |
| Legal Range | 08E |
| Legal Township | 44N |
| Legal Section | 01 |
| Legal Subdivision | HICKORY GRANGE |
| Legal Block | 326 |
| Legal Lot Number | 13 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | NUNDA |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 870811 |
805 S Emerald Dr is owner-occupied and held in a trust since January 2022.
Source: McHenry County records, as of May 13, 2024
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 805 S EMERALD DR, MCHENRY, IL 60051-9442 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 10, 2022 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| May 1, 2017 | Deed of Trust, Mortgage · Commercial Mortgage MCHENRY SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 10, 2022 |
| Transfer Doc | 0000001354 |
| Record Updated | Jun 7, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jan 10, 2022 |
| Property Address | 805 S EMERALD DR, MCHENRY, IL 60051-9442 |
| Document Number | 0000001354 |
| Map Reference | DOC153862 MB7PG69 |
| Instrument Date | Nov 11, 2021 |
| Instrument | 2022R0001354 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 805 S EMERALD DR, MCHENRY, IL 60051-9442 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 805 S EMERALD DR, MCHENRY, IL 60051-9442 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000015455 |
|---|---|
| Date | May 1, 2017 |
| Instrument | 2017R0015455 |
| Name | MCHENRY SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | MCHENRY, IL 60051 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 4.99% |
|---|
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Nunda Township |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $110,066 Land $39,538 Building $70,528 | $330,198 Land $118,614 Building $211,584 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 805 S Emerald Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 53 (1978–2026) |
| Claims Outside the SFHA | 4 of 53 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 805 S Emerald Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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