719 S Emerald Dr, McHenry, IL 60051 Property Records

McHenry County property record for 719 S Emerald Dr, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	2 bd · 5 ba · 2,084 sqft · built 2019
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Trust Names on File
Last Sale	$225,000 (Dec 2017)
Deeds & Mortgages	Oct 2023 Transfer Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-01-326-017`

Property Details

APN / Parcel Number

Primary APN	`14-01-326-017`

Interior

Bedrooms	2 Beds
Full Baths	5 Baths
Half Baths	4 Half Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,084 sqft Living Area
Gross Area	1,998 sqft
Basement Area	999 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Architectural Style	Ranch
Construction Type	Frame
Foundation Type	Raised
Lot Area	18,731 sqft (0.43 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	282 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	719 S EMERALD DR
City	MCHENRY
State	IL
Zip	60051-9441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2017R0045313 LT 10 HICKORY GRANGE SUB 1ST ADDN
Legal Range	08E
Legal Township	44N
Legal Section	01
Legal Subdivision	HICKORY GRANGE
Legal Block	326
Legal Lot Number	10
Jurisdiction	MCHENRY IL
Township / Civil Division	NUNDA
Census Block Group	1
Census Block	1037
Census Tract	870811

Owner

719 S Emerald Dr is owner-occupied and held in a trust since October 2023.

Source: McHenry County records, as of May 13, 2024

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	719 S EMERALD DR, MCHENRY, IL 60051-9441
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage ASSET MUTUAL MORTGAGE INC
Jun 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage ASSET MUTUAL MORTGAGE INC
Aug 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA
Dec 7, 2017	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Dec 7, 2017 · Amount on File
Deed Sale	Dec 7, 2017 · Amount on File
Prior Sale	Dec 7, 2017 · Amount on File
Deed Document Number	0000045313
Last Transfer Date	Oct 3, 2023
Transfer Doc	0000024866
Record Updated	Jun 7, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Oct 3, 2023
Property Address	719 S EMERALD DR, MCHENRY, IL 60051-9441
Document Number	0000024866
Map Reference	MB 8 PG 86
Instrument Date	Oct 2, 2023
Instrument	2023R0024866
Transaction Type	Transfer
Record Updated	Oct 17, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	719 S EMERALD DR, MCHENRY, IL 60051-9441

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	719 S EMERALD DR, MCHENRY, IL 60051-9441
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014749
Date	Mar 17, 2021
Instrument	2021R0014749

Lender

Name	ASSET MUTUAL MORTGAGE INC
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2051

Interest

Rate	2.45%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	719 S EMERALD DR, MCHENRY, IL 60051-9441
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022381
Date	Jun 19, 2020
Instrument	2020R0022381

Lender

Name	ASSET MUTUAL MORTGAGE INC
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Interest

Rate	3.25%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	719 S EMERALD DR, MCHENRY, IL 60051-9441
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029808
Date	Aug 30, 2018
Instrument	2018R0029808

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Interest

Rate	4.5%

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Dec 7, 2017
Property Address	719 S EMERALD DR, MCHENRY, IL 60051-9441
Document Number	0000045313
Instrument Date	Nov 27, 2017
Instrument	45313
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$337.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	719 S EMERALD DR MCHENRY IL 600519441, MCHENRY, IL 60051-9441

Mortgage

Document Number	45314
Date	Dec 7, 2017
Instrument	45314

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 6, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Nunda Township
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption Additional exemption filed	$139,085 Land $41,184 Building $97,901	$417,255 Land $123,552 Building $293,703

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 719 S Emerald Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	53 (1978–2026)
Claims Outside the SFHA	4 of 53
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 9 claims Severe Storms & Flooding, Jun 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 719 S Emerald Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

Nearby Properties on S Emerald Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures