806 S Emerald Dr, McHenry, IL 60051 Property Records

McHenry County property record for 806 S Emerald Dr, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 1,890 sqft · built 1987
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Jul 2015)
Tax Bill	$6,489 (2024)
Deeds & Mortgages	Apr 2023 Line of Credit Sep 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`14-01-328-012`

Property Details

APN / Parcel Number

Primary APN	`14-01-328-012`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,890 sqft Living Area
1st Floor Area	1,890 sqft
Basement Area	714 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	23,087 sqft (0.53 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	806 S EMERALD DR
City	MCHENRY
State	IL
Zip	60051-9419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0048940 LT 7 HICKORY PARK
Legal Subdivision	HICKORY PARK
Legal Block	328
Legal Lot Number	7
Jurisdiction	MCHENRY IL
Township / Civil Division	NUNDA
Census Block Group	1
Census Block	1037
Census Tract	870811

Owner

806 S Emerald Dr is owned and occupied by two individuals who acquired it in September 2021.

Source: McHenry County records, as of June 30, 2025

Owner of Record	2 Individual Names on File
Mailing Address	806 S EMERALD DR, MCHENRY, IL 60051-9419
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2023	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN
Sep 8, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2015 · Amount on File
Deed Sale	Jul 7, 2015 · Amount on File
Deed Document Number	201524521
Last Transfer Date	Sep 2, 2021
Transfer Doc	0000048940
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	806 S EMERALD DR, MCHENRY, IL 60051-9419
Transaction Type	Mortgage
Record Updated	Apr 27, 2023
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	806 S EMERALD DR, MCHENRY, IL 60051-9419

Mortgage

Document Number	0000008532
Date	Apr 17, 2023
Instrument	2023R0008532

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Mar 25, 2053

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Sep 8, 2021
Property Address	806 S EMERALD DR, MCHENRY, IL 60051-9419
Document Number	0000048940
Map Reference	DOC 612938
Instrument Date	Sep 2, 2021
Instrument	2021R0048940
Transaction Type	Transfer
Record Updated	Sep 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	806 S EMERALD DR, MCHENRY, IL 60051-9419

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Nunda Township
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,489.00	$89,569 Land $20,981 Building $68,588	$268,707 Land $62,943 Building $205,764
2022	Homeowner's exemption	$73,455 Land $17,206 Building $56,249	$220,365 Land $51,618 Building $168,747

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 806 S Emerald Dr in Zone X, an area of minimal flood risk, though there have been 53 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	53 (1978–2026)
Claims Outside the SFHA	4 of 53
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 9 claims Severe Storms & Flooding, Jun 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 806 S Emerald Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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