807 Howard St, Elyria, OH 44035 Property Records

Lorain County property record for 807 Howard St, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1965
Square Footage1,064 sqft Living Area
Lot Size6,534 sqft (0.15 acres)
OccupancyOwner Occupied
Last Sale$106,000 (2009)
Tax Bill$2,411.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-25-026-104-012

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms6 Rooms
Building Area1,064 sqft Living Area
1st Floor1,064 sqft 1st Floor
Stories1 Stories
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Architectural StyleConventional Style
Exterior MaterialBrick Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Lot Area6,534 sqft (0.15 acres)
Depth X Width99 ft x 69 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area560 sqft Garage
Porch1 Porch
Porch Area25 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address807 HOWARD ST
CityELYRIA
StateOH
Zip44035-3025
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCITY FARMS 68.77 X 99 S/L 4-6
Legal SubdivisionCITY FARMS ALLOTMENT
Legal Tract25
Legal Block104
Legal Lot Number4-6
JurisdictionLORAIN OH
Minor Civil DivisionELYRIA
Census Blockgroup2
Census Block2006
Census Tract70102

Owner

Source: Lorain County records · APN 06-25-026-104-012

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address807 HOWARD ST, ELYRIA, OH 44035-3025
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2025Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Oct 19, 2017Loan Modification, Mortgage
US BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 12, 2009 · Amount on Record
Deed SaleAug 12, 2009 · Amount on Record
Prior SaleAug 08, 2008
Deed Doc Number2009003140
Record RefreshedJun 08, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address807 HOWARD ST, ELYRIA, OH 44035-3025
Transaction TypeMortgage
Record UpdatedOct 03, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address807 HOWARD ST, ELYRIA, OH 44035-3025

Mortgage

Document Number0000068782
DateSep 24, 2025
Instrument2025-0068782
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 16, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLORAIN OH
Property Address807 HOWARD ST, ELYRIA, OH 44035-3025
Document Number0000651820
Instrument DateOct 19, 2017
Transaction TypeMortgage
Record UpdatedJan 03, 2018
Title CompanyFIRSTAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address807 HOWARD ST ELYRIA OH 440353025, ELYRIA, OH 44035-3025

Mortgage

Document Number0000651820
DateNov 15, 2017
Instrument651820
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
AmountAmount Recorded
Term360 Months
DueNov 14, 2047

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,411.00$50,690 (+0.01%) Land $8,760 Building $41,930$144,820 (-) Land $25,020 Building $119,800
2024$2,411.00 (+16.59%)$50,687 (+36.21%) Land $8,757 Building $41,930$144,820 (+36.21%) Land $25,020 Building $119,800
2023$2,068.00 (+0.78%)$37,212 (+0.01%) Land $6,944 Building $30,268$106,320 (-) Land $19,840 Building $86,480
2022$2,052.00$37,210 Land $6,940 Building $30,270
2021$106,320 Land $19,840 Building $86,480

Flood & Wildfire

807 Howard St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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