Lorain County property record for 761 Howard St, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 1 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1950 |
| Square Footage | 920 sqft Living Area |
| Lot Size | 6,098 sqft (0.139 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $44,000 (2013) |
| Tax Bill | $891.00 (2025) |
| Primary APN | 06-25-026-103-015 |
|---|
| Bedrooms | 1 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 920 sqft Living Area |
| 1st Floor | 920 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Raised Foundation |
| Lot Area | 6,098 sqft (0.139 acres) |
| Depth X Width | 88 ft x 70 ft Depth x Width |
| Patio Area | 50 sqft Patio |
| Heating System | HVAC Heating |
|---|
| Street Address | 761 HOWARD ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-3023 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 70 X 88 |
| Legal Subdivision | EAST OF BLACK RIVER |
| Legal Tract | 25 |
| Legal Block | 103 |
| Legal Lot Number | 5,6 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 2 |
| Census Block | 2008 |
| Census Tract | 70102 |
Source: Lorain County records · APN 06-25-026-103-015
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 761 HOWARD ST, ELYRIA, OH 44035-3023 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Dec 02, 2025 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Sep 26, 2019 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Dec 10, 2018 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 19, 2013 · Amount on Record |
| Deed Sale | Jun 19, 2013 · Amount on Record |
| Prior Sale | Feb 13, 1995 · Amount on Record |
| Deed Doc Number | 2013002905 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 761 HOWARD ST, ELYRIA, OH 44035-3023 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Name | Verified Name |
|---|---|
| Address | 761 HOWARD ST, ELYRIA, OH 44035-3023 |
| Document Number | 0000077246 |
|---|---|
| Date | Dec 02, 2025 |
| Instrument | 2025-0077246 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 21, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 761 HOWARD ST, ELYRIA, OH 44035-3023 |
| Document Number | 0000734242 |
| Instrument Date | Sep 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 761 HOWARD ST ELYRIA OH 440353023, ELYRIA, OH 44035-3023 |
| Document Number | 0000734242 |
|---|---|
| Date | Oct 15, 2019 |
| Instrument | 734242 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 14, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 761 HOWARD ST, ELYRIA, OH 44035-3023 |
| Document Number | 0000700022 |
| Instrument Date | Dec 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 761 HOWARD ST ELYRIA OH 440353023, ELYRIA, OH 44035-3023 |
| Document Number | 0000700022 |
|---|---|
| Date | Jan 03, 2019 |
| Instrument | 700022 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $891.00 | $39,730 (-0.01%) Land $8,300 Building $31,430 | $113,520 (-) Land $23,710 Building $89,810 |
| 2024 | $891.00 (-17.12%) | $39,733 (+37.48%) Land $8,299 Building $31,434 | $113,520 (+37.48%) Land $23,710 Building $89,810 |
| 2023 | $1,075.00 (-1.74%) | $28,900 (-) Land $6,573 Building $22,327 | $82,570 (-) Land $18,780 Building $63,790 |
| 2022 | $1,094.00 | $28,900 Land $6,570 Building $22,330 | |
| 2021 | $82,570 Land $18,780 Building $63,790 |
761 Howard St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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