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816 Howard St, Elyria, OH 44035 Property Records

Lorain County property record for 816 Howard St, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1974
Square Footage1,616 sqft Living Area
Lot Size8,276 sqft (0.189 acres)
GarageAttached, 440 sqft
OccupancyOwner Occupied
Tax Bill$2,268.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-25-026-110-011

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms6 Rooms
Building Area1,616 sqft Living Area
1st Floor1,616 sqft 1st Floor
Family RoomFamily Room
Stories1 Stories
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1974
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Lot Area8,276 sqft (0.189 acres)
Depth X Width120 ft x 71 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area440 sqft Garage

Exterior Amenities

Shed1 Shed
Shed Area200 sqft Shed
Patio Area160 sqft Patio
Canopy Area120 sqft Canopy

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address816 HOWARD ST
CityELYRIA
StateOH
Zip44035-3026
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWHITE OAK 71 X 120
Legal SubdivisionWHITE OAK DRIVE SUBDIVISION #5
Legal Tract25
Legal Block110
Legal Lot Number120
JurisdictionLORAIN OH
Minor Civil DivisionELYRIA
Census Blockgroup2
Census Block2003
Census Tract70102

Owner

Source: Lorain County records · APN 06-25-026-110-011

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address816 HOWARD ST, ELYRIA, OH 44035-3026
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 07, 2023Deed of Trust, Mortgage
FIFTH THIRD BANK NA
Feb 24, 2020Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BK/NE OH
Feb 17, 2017Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateFeb 17, 2017
Transfer Doc0000619384
Record RefreshedJun 08, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address816 HOWARD ST, ELYRIA, OH 44035-3026
Transaction TypeMortgage
Record UpdatedApr 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000911842
DateApr 07, 2023
Instrument2023-0911842
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
AmountAmount Recorded
Term360 Months
DueApr 01, 2053

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address816 HOWARD ST, ELYRIA, OH 44035-3026
Document Number0000757921
Instrument DateFeb 24, 2020
Transaction TypeMortgage
Record UpdatedMay 13, 2020
Title CompanyACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

NameVerified Name
Address816 HOWARD ST ELYRIA OH 440353026, ELYRIA, OH 44035-3026

Mortgage

Document Number0000757921
DateApr 28, 2020
Instrument757921
Lender
NameFIFTH THIRD BK/NE OH
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 27, 2050
Interest
Rate TypeAdjustable Rate

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLORAIN OH
Recording DateFeb 17, 2017
Property Address816 HOWARD ST, ELYRIA, OH 44035-3026
Document Number0000619384
Instrument DateFeb 14, 2017
Instrument619384
Transaction TypeTransfer
Record UpdatedNov 14, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address816 HOWARD ST ELYRIA OH 440353026, ELYRIA, OH 44035-3026

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,268.00$48,160 (+0.01%) Land $9,530 Building $38,630$137,590 (-) Land $27,230 Building $110,360
2024$2,268.00 (+9.41%)$48,157 (+26.61%) Land $9,531 Building $38,626$137,590 (+26.61%) Land $27,230 Building $110,360
2023$2,073.00 (-1.19%)$38,035 (+0.01%) Land $10,322 Building $27,713$108,670 (-) Land $29,490 Building $79,180
2022$2,098.00$38,030 Land $10,320 Building $27,710
2021$108,670 Land $29,490 Building $79,180

Flood & Wildfire

816 Howard St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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