Lorain County property record for 760 Howard St, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1966 |
| Square Footage | 2,320 sqft Living Area |
| Lot Size | 20,038 sqft (0.46 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $126,500 (2002) |
| Tax Bill | $3,114.00 (2025) |
| Primary APN | 06-25-026-101-012 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Building Area | 2,320 sqft Living Area |
| 1st Floor | 2,320 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1966 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Lot Area | 20,038 sqft (0.46 acres) |
| Depth X Width | 264 ft x 76 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 576 sqft Garage |
| Patio Area | 368 sqft Patio |
| Porch | Open Porch |
| Porch Area | 132 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 760 HOWARD ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-3024 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 33-06-071 -048-00 |
| Legal Subdivision | ELYRIA |
| Legal Tract | 25 |
| Legal Block | 101 |
| Legal Lot Number | 26 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 2 |
| Census Block | 2003 |
| Census Tract | 70102 |
Source: Lorain County records · APN 06-25-026-101-012
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 760 HOWARD ST, ELYRIA, OH 44035-3024 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Oct 03, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Nov 18, 2021 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Jun 23, 2017 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) FIFTH THIRD MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 17, 2002 · Amount on Record |
| Deed Sale | Oct 17, 2002 · Amount on Record |
| Deed Doc Number | 2002005922 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 760 HOWARD ST, ELYRIA, OH 44035-3024 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 760 HOWARD ST, ELYRIA, OH 44035-3024 |
| Document Number | 0000893488 |
|---|---|
| Date | Oct 03, 2022 |
| Instrument | 2022-0893488 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 177 Months |
| Due | Jul 25, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 760 HOWARD ST, ELYRIA, OH 44035-3024 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210850033 |
|---|---|
| Date | Nov 18, 2021 |
| Instrument | 2021-0850033 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount Recorded |
|---|---|
| Term | 179 Months |
| Due | Oct 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 760 HOWARD ST, ELYRIA, OH 44035-3024 |
| Document Number | 0000634811 |
| Instrument Date | Jun 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2017 |
| Name | Verified Name |
|---|---|
| Address | 760 HOWARD ST ELYRIA OH 440353024, ELYRIA, OH 44035-3024 |
| Document Number | 0000634811 |
|---|---|
| Date | Jun 28, 2017 |
| Instrument | 634811 |
| Name | FIFTH THIRD MTG |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 27, 2037 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,114.00 | $66,140 (-0.01%) Land $12,400 Building $53,740 | $188,990 (-) Land $35,440 Building $153,550 |
| 2024 | $3,114.00 (+10.39%) | $66,147 (+27.77%) Land $12,404 Building $53,743 | $188,990 (+27.77%) Land $35,440 Building $153,550 |
| 2023 | $2,821.00 (+0.39%) | $51,772 (+%) Land $11,872 Building $39,900 | $147,920 (-) Land $33,920 Building $114,000 |
| 2022 | $2,810.00 | $51,770 Land $11,870 Building $39,900 | |
| 2021 | $147,920 Land $33,920 Building $114,000 |
760 Howard St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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