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766 Howard St, Elyria, OH 44035 Property Records

Lorain County property record for 766 Howard St, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1969
Square Footage1,917 sqft Living Area
Lot Size18,295 sqft (0.419 acres)
GarageBasement, 440 sqft
OccupancyOwner Occupied
Tax Bill$3,381.00 (2025)

Owner

Source: Lorain County records · APN 06-25-026-101-013

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address766 HOWARD ST, ELYRIA, OH 44035-3024
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2021Deed of Trust, Mortgage · Line of Credit
ACHIEVA CU
Dec 14, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
LENDUS LLC
Mar 20, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 23, 2005
Deed SaleNov 23, 2005
Prior SaleMar 20, 2020
Deed Doc Number0000112380
Last Transfer DateDec 14, 2020
Transfer Doc0000793559
Record RefreshedJun 08, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address766 HOWARD ST, ELYRIA, OH 44035-3024
Transaction TypeMortgage
Record UpdatedJul 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20210828878
DateJul 16, 2021
Instrument2021-0828878
Lender
NameACHIEVA CU
TypeCredit Union
AddressELYRIA, OH 44035
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateDec 14, 2020
Property Address766 HOWARD ST, ELYRIA, OH 44035-3024
Document Number0000793559
Instrument DateDec 01, 2020
Instrument793559
Transaction TypeTransfer
Record UpdatedDec 29, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address766 HOWARD ST ELYRIA OH 440353024, ELYRIA, OH 44035-3024

Mortgage

Document Number793560
DateDec 14, 2020
Instrument793560
Lender
NameLENDUS LLC
AddressALAMO, CA 94507
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueDec 13, 2050

Mortgage

Document Number793561,
DateDec 14, 2020
Instrument793561
Lender
NameSECOND MTG
TypeMortgage Company
Agreement
AmountAmount Recorded

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLORAIN OH
Recording DateMar 20, 2020
Property Address766 HOWARD ST, ELYRIA, OH 44035-3024
Document Number0000753660
Instrument DateMar 17, 2020
Instrument753660
Transaction TypeTransfer
Record UpdatedApr 27, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address28582 WEST RD SPENCER OH 442759404, SPENCER, OH 44275-9404

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,381.00$68,230 (-) Land $11,810 Building $56,420$194,940 (-) Land $33,750 Building $161,190
2024$3,381.00 (+34.92%)$68,230 (+51.99%) Land $11,813 Building $56,417$194,940 (+51.99%) Land $33,750 Building $161,190
2023$2,506.00 (-0.95%)$44,891 (+%) Land $11,382 Building $33,509$128,260 (-) Land $32,520 Building $95,740
2022$2,530.00$44,890 Land $11,380 Building $33,510
2021$128,260 Land $32,520 Building $95,740

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN06-25-026-101-013

Interior

Bedrooms3 Beds
Full Baths2 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area1,917 sqft Living Area
1st Floor1,276 sqft 1st Floor
Family RoomFamily Room
Stories1 Stories
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Architectural StyleBi-Level Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area18,295 sqft (0.419 acres)
Depth X Width264 ft x 70 ft Depth x Width
Garage TypeBasement Garage
Garage Area440 sqft Garage
Deck Area240 sqft Deck
Patio Area480 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address766 HOWARD ST
CityELYRIA
StateOH
Zip44035-3024
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description33-06-071 -049-00
Legal SubdivisionELYRIA TOWNSHIP
Legal Tract25
Legal Block101
Legal Lot Number26
JurisdictionLORAIN OH
Minor Civil DivisionELYRIA
Census Blockgroup2
Census Block2003
Census Tract70102

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