Lorain County property record for 822 Howard St, Elyria, OH 44035 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1967 |
| Square Footage | 1,512 sqft Living Area |
| Lot Size | 8,276 sqft (0.19 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $185,000 (2025) |
| Tax Bill | $1,615.00 (2025) |
| Primary APN | 06-25-026-110-012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,512 sqft Living Area |
| 1st Floor | 1,512 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Lot Area | 8,276 sqft (0.19 acres) |
| Depth X Width | 120 ft x 71 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 528 sqft Garage |
| Patio Area | 270 sqft Patio |
| Porch | Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 822 HOWARD ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-3026 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WHITE OAK DR 5 FRNT 0071.00 DPTH 0120.00 |
| Legal Subdivision | WHITE OAK DR 5 |
| Legal Tract | 25 |
| Legal Block | 110 |
| Legal Lot Number | 119 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 2 |
| Census Block | 2003 |
| Census Tract | 70102 |
Source: Lorain County records · APN 06-25-026-110-012
Assessment roll updated May 16, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 822 HOWARD ST, ELYRIA, OH 44035-3026 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 19, 2017 | Affidavit of Death, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 20, 2025 · Amount on Record |
| Deed Sale | Aug 20, 2025 · Amount on Record |
| Deed Doc Number | 202564242 |
| Prior Transfer Date | May 19, 2017 |
| Prior Transfer Doc | 20170630030 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 27, 2026 |
| Property Address | 822 HOWARD ST, ELYRIA, OH 44035-3026 |
| Document Number | 0000097218 |
| Instrument Date | May 18, 2026 |
| Instrument | 202697218 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 822 HOWARD ST, ELYRIA, OH 44035-3026 |
| Document Number | 0000097218, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 202697218 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.65% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 19, 2017 |
| Property Address | 822 HOWARD ST, ELYRIA, OH 44035-3026 |
| Document Number | 0000630030 |
| Instrument Date | May 19, 2017 |
| Instrument | 630030 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 822 HOWARD ST ELYRIA OH 440353026, ELYRIA, OH 44035-3026 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,615.00 (-24.64%) Homeowner's exemption | $55,100 (+0.01%) Land $9,530 Building $45,570 | $157,420 (-) Land $27,230 Building $130,190 |
| 2024 | $2,143.00 (+25.91%) | $55,097 (+36.3%) Land $9,531 Building $45,567 | $157,420 (+36.31%) Land $27,230 Building $130,190 |
| 2023 | $1,702.00 (-0.99%) | $40,422 (+%) Land $10,322 Building $30,100 | $115,490 (-) Land $29,490 Building $86,000 |
| 2022 | $1,719.00 | $40,420 Land $10,320 Building $30,100 | |
| 2021 | $115,490 Land $29,490 Building $86,000 |
822 Howard St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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